IndusInd Bank Ltd.
NSE: INDUSINDBKIndusInd Bank Ltd.: A 30-second snapshot
INDUSINDBK trades at ₹994.65, up 16.35% over the past year and 19.9% over three months, sitting above both its 50-DMA (₹922.10) and 200-DMA (₹863.44) and 4.18% below its 52-week high. Trailing PE stands at 86.87 against a forward PE of 13.57, while ROE of 1.36% ranks last among 6 Banking peers reviewed. News flow across the 7 headlines reviewed skewed positive-to-neutral, with 3 positive, 4 neutral, and 0 negative pieces recorded.
P/E
86.9
Forward P/E
13.6
ROE
+1.4%
Debt / Equity
—
Profit Margin
+5.2%
Div. Yield
+0.1%
5Y ROE > 15%
0/5
5Y FCF > 0
2/5
Quality
44/100
News
7 headlines · 3 positive · 0 negative
IndusInd Bank FASTag from IndusInd Bank - digital toll payments riding India's highway boom - AD HOC NEWS
AD HOC NEWS
IndusInd Bank Promoters Release Pledged Shares After Refinancing Debt - TipRanks
TipRanks
ICICI Bank slides Wednesday, underperforms market - MarketWatch
MarketWatch
Suzlon, KPIT Tech, IndusInd Bank: Top stocks to trade — Check key levels to watch & more - Business Today
Business Today
Stocks to buy: IndusInd Bank, DLF, Muthoot among top picks for short-term gains - Business Today
Business Today
Recent context
- ·Promoters released previously pledged shares after refinancing debt (TipRanks, July 2, 2026).
- ·Business Today listed INDUSINDBK among stocks with key levels flagged for the trading session (July 7, 2026).
- ·Business Today's July 6, 2026 short-term stock-ideas roundup referenced INDUSINDBK alongside DLF and Muthoot Finance; mean analyst rating stood at 3.14 across 36 analysts (1–5 scale, lower = more constructive).
Strengths
- +Price trades above both the 50-DMA (₹922.10) and 200-DMA (₹863.44), up 16.35% over 1 year and 19.9% over 3 months, and only 4.18% below its 52-week high.
- +Revenue grew 272.7% over the five-year lookback.
- +Promoters released previously pledged shares following a debt refinancing, reported July 2, 2026.
- +News sentiment across the 7 headlines reviewed was 3 positive / 4 neutral / 0 negative, with an overall label of positive.
Weaknesses
- −ROE of 1.36% ranks last (6th of 6) among Banking peers reviewed, with 0 years of ROE above 15% recorded and a consistency score of 0.
- −FCF was positive in only 2 of the years reviewed.
- −Trailing PE of 86.87 sits roughly 73 points above the forward PE of 13.57, an implied earnings step-up not corroborated by an available 5-year earnings-growth figure.
- −Quality score of 41 ranks 4th of 6 Banking peers reviewed; profit margin stands at 5.16%.
Open questions
- ?Does the current ROE of 1.36% reflect a temporary earnings dip or a more structural profitability gap relative to Banking peers averaging well above 10%?
- ?What explains the roughly 73-point gap between trailing PE (86.87) and forward PE (13.57), and how has that gap moved in prior periods?
- ?How did the years of negative FCF factor into the balance sheet, and what does a flat debt trend suggest about capital allocation over that period?
- ?With price above both moving averages and only 4.18% below the 52-week high, what data would help judge whether that price action is tracking an improving earnings trajectory or running ahead of it?
Peer comparison: Banking
Ranks 4 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| INDUSINDBK | IndusInd Bank Ltd.You're viewing | 86.9 | +1.4% | 41 |
| Industry avg | across 5 peers | 31.9 | +14.2% | 37 |
| BAJFINANCE | Bajaj Finance Ltd. | 33.1 | +17.9% | 51 |
| AXISBANK | Axis Bank Ltd. | 15.5 | +13.2% | 50 |
| HDFCBANK | HDFC Bank Ltd. | 18.1 | +13.8% | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 30.4 | +14.6% | 23 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 62.6 | +11.3% | 15 |
Technical state
Current price
₹994.65
SMA 50
₹922.10
SMA 200
₹863.44
RSI (14)
64.0 (neutral)
From 52w high
-4.2%
1Y return
+16.4%
3M return
+19.9%
50-DMA
Above
200-DMA
Above
Algorithmic support levels
Risk flags
- highROE of 1.36% ranks last (6th of 6) among Banking peers reviewed — Bajaj Finance 17.91%, Bajaj Finserv 14.6%, HDFC Bank 13.82%, Axis Bank 13.15%, HDFC Life 11.28% — with 0 years of ROE above 15% recorded and a consistency score of 0. FCF was positive in only 2 of the years reviewed.
- mediumTrailing PE of 86.87 sits roughly 73 points above the forward PE of 13.57, implying a substantially higher embedded earnings base for the coming period; a 5-year earnings-growth figure is not available to corroborate the size of that step-up.
- mediumINDUSINDBK ranks 6th of 6 Banking peers reviewed on both PE and ROE; quality score of 41 ranks 4th of 6, ahead of only Bajaj Finserv (23) and HDFC Life (15).
- lowDebt-to-equity and 5-year earnings-growth figures are not available in the data reviewed, limiting visibility into balance-sheet leverage and the earnings trajectory implied by the forward PE.
Cross-section contradictions
- Forward PE of 13.57 implies a substantially higher earnings base than the trailing PE of 86.87 (a gap of roughly 73 points), an expectation that sits against a historical record of 0 years of ROE above 15%, a consistency score of 0, and FCF positive in only 2 of the years reviewed.
- Price sits above both the 50-DMA (₹922.10) and 200-DMA (₹863.44) and is only 4.18% below its 52-week high, up 16.35% over one year and 19.9% over three months, while ROE (1.36%) ranks last of 6 Banking peers reviewed and the quality score (41) sits below the peer-group median.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 24 Jul 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 9 Jul 2026 · rotates through NIFTY 500 every ~5 days