Axis Bank Ltd.
NSE: AXISBANKAxis Bank Ltd.: A 30-second snapshot
Axis Bank (NSE: AXISBANK) trades at ₹1,357.90, up 11.85% over 12 months, with a trailing PE of 16.10 and forward PE of 11.38 — the lowest trailing multiple in its immediate peer group of six banking and financial services names. ROE stands at 13.15% and profit margin at 35.41%, while a 5-year revenue CAGR of -11.2% contrasts with earnings growth of +6.4% over the same period. The stock is currently 4.26% below its 52-week high, trading above both its 50-DMA (₹1,303.38) and 200-DMA (₹1,259.61).
P/E
16.1
Forward P/E
11.4
ROE
+13.2%
Debt / Equity
—
Profit Margin
+35.4%
Div. Yield
+0.1%
5Y ROE > 15%
1/5
5Y FCF > 0
2/5
Quality
65/100
News
8 headlines · 2 positive · 0 negative
Axis Bank Ltd stock (INE238A01034): profits rise and digital push accelerates - AD HOC NEWS
AD HOC NEWS
Axis Bank Ltd stock (INE238A01034): RBI clears higher Max Life stake as investors eye fresh quarterl - AD HOC NEWS
AD HOC NEWS
Axis Bank to Announce Q1 FY27 Results Soon: Key Dates and What Investors Should Watch - PSU Connect
PSU Connect
REG - Axis Bank Ltd Axis Bank Ltd (144A) - Prior Intimation of Board Meeting and TWC - TradingView
TradingView
Axis Bank Stock - Wednesday operations and strategy snapshot - AD HOC NEWS
AD HOC NEWS
Recent context
- ·Q1 FY27 results are imminent — the board meeting date was formally intimated on 19 June 2026, making the upcoming quarterly print the most immediate catalyst for re-pricing.
- ·RBI approval for a higher Max Life Insurance stake (reported 2 June 2026) extends Axis Bank's bancassurance footprint; headline described it as a regulatory clearance event rather than a closed transaction.
- ·News flow over the past 30 days totalled 8 items (2 positive, 6 neutral, 0 negative), with profit growth and digital push cited as the positive themes; no adverse regulatory or credit-quality headlines appeared in the tracked sample.
Strengths
- +Trailing PE of 16.10 is the lowest among the six tracked banking/financial peers (vs HDFC Bank 17.42, ICICI Bank 18.04, Bajaj Finance 31.65, Bajaj Finserv 28.97, HDFC Life 66.87), and forward PE compresses further to 11.38 — a 29% discount to trailing.
- +Price is above both the 50-DMA (₹1,303.38) and 200-DMA (₹1,259.61), with RSI at 64.58 in neutral territory and a 52-week drawdown of only -4.26%.
- +Profit margin of 35.41% is consistent with large private-sector bank economics; 5-year earnings growth of +6.4% is positive despite top-line pressure.
- +RBI cleared Axis Bank's application for a higher stake in Max Life Insurance, a notable regulatory milestone reported in early June 2026.
Weaknesses
- −ROE of 13.15% exceeded 15% in only 1 of the tracked historical years; FCF was positive in just 2 of those years; debt trend is classified as rising — all three indicators weigh on the persistence consistency score of 46/100.
- −5-year revenue growth of -11.2% signals top-line contraction; earnings growth of +6.4% over the same period reflects margin improvement or provision dynamics rather than revenue-driven expansion.
- −Quality score of 50 ranks 3rd of 6 in the peer set; ICICI Bank scores 64 and Bajaj Finance scores 51, both ahead of AXISBANK on this composite measure.
- −The forward PE discount to trailing (11.38 vs 16.10) embeds a significant implied earnings step-up; if that step-up does not materialise, the multiple gap narrows less favourably than the forward PE alone suggests.
Open questions
- ?Does the 5-year revenue contraction of -11.2% reflect a structural shift in the bank's lending mix — such as run-off of wholesale exposures — or an ongoing weakness in loan-book growth relative to peers?
- ?How has net interest margin and gross NPA ratio trended over the past four to six quarters, and do those trends support or challenge the forward PE's implied earnings acceleration?
- ?What is the strategic rationale and financial impact timeline for the higher Max Life stake, and how does insurance income contribute to overall profitability today?
- ?Given that ICICI Bank carries both a higher ROE (16.36% vs 13.15%) and a higher quality score (64 vs 50), what operational or structural factors explain the gap, and has Axis Bank's management articulated a specific path to close it?
Peer comparison: Banking
Ranks 3 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| AXISBANK | Axis Bank Ltd.You're viewing | 16.1 | +13.2% | 50 |
| Industry avg | across 5 peers | 32.6 | +14.8% | 41 |
| ICICIBANK | ICICI Bank Ltd. | 18.0 | +16.4% | 64 |
| BAJFINANCE | Bajaj Finance Ltd. | 31.6 | +17.9% | 51 |
| HDFCBANK | HDFC Bank Ltd. | 17.4 | +13.8% | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 29.0 | +14.6% | 23 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 66.9 | +11.3% | 20 |
Technical state
Current price
₹1,357.90
SMA 50
₹1,303.38
SMA 200
₹1,259.61
RSI (14)
64.6 (neutral)
From 52w high
-4.3%
1Y return
+11.8%
3M return
+12.5%
50-DMA
Above
200-DMA
Above
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- mediumROE of 13.15% has exceeded 15% in only 1 of the tracked historical years, and FCF was positive in just 2 of the tracked years, with debt trend classified as rising. Consistency score of 46/100 is below mid-range; peers ICICI Bank (ROE 16.36%) and Bajaj Finance (ROE 17.91%) sustain meaningfully higher returns on equity.
- medium5-year revenue growth of -11.2% alongside 5-year earnings growth of +6.4% indicates top-line contraction offset by cost discipline or provision releases rather than organic expansion. The gap between trailing PE (16.10) and forward PE (11.38) implies the market prices in a significant earnings step-up that revenue momentum has not yet confirmed.
- lowAXISBANK ranks last (5th of 6 peers) on ROE at 13.15%, below ICICI Bank (16.36%), Bajaj Finance (17.91%), HDFC Bank (13.82%), and Bajaj Finserv (14.60%). Quality score of 50 ranks 3rd of 6. Trailing PE of 16.10 is the lowest in the peer group, 8% below HDFC Bank (17.42) and 44% below ICICI Bank (18.04).
- lowNews sample is sparse at 8 total items (2 positive, 6 neutral, 0 negative). Coverage depth is limited; key upcoming event is Q1 FY27 results announcement flagged in recent headlines.
Cross-section contradictions
- 5-year revenue growth of -11.2% contrasts with 5-year earnings growth of +6.4% and a 1-year price return of +11.85%; the forward PE of 11.38 vs trailing PE of 16.10 implies the market is pricing a substantial earnings acceleration that top-line data has not yet validated.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 25 Jun 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 21 Jun 2026 · rotates through NIFTY 500 every ~5 days