HDFC Bank Ltd.
NSE: HDFCBANKHDFC Bank Ltd.: A 30-second snapshot
HDFCBANK trades at ₹731, down 24.85% over the past year and 27.18% below its 52-week high, sitting below both its 50-DMA (₹771.28) and 200-DMA (₹854.13). Q1 results (reported 2026-07-18) showed net profit up 5% YoY on lower provisions, alongside coverage citing worsening asset quality and record-low margins. Mean analyst rating stands at 1.2 across 40 analysts (1-5 scale, lower = more constructive).
P/E
16.0
Forward P/E
11.7
ROE
+13.8%
Debt / Equity
—
Profit Margin
+26.8%
Div. Yield
+1.8%
5Y ROE > 15%
1/5
5Y FCF > 0
4/5
Quality
62/100
News
8 headlines · 1 positive · 4 negative
Weekly Recap: Fines for employee overreach and US probes into HDFCBANK - TradingView
TradingView
HDFC Bank Limited (HDFCBANK) Receives a Buy from ICICI Securities - The Globe and Mail
The Globe and Mail
HDFC Bank shares crash over 4% after Q1 results miss estimates, despite brokerages maintaining bullish... - Moneycontrol.com
Moneycontrol.com
HDFC Bank Q1 Results: Net Profit Rises 5% As Provisions Decline; Asset Quality Worsens - NDTV Profit
NDTV Profit
India's HDFC Bank drops as weak margins weigh - marketscreener.com
marketscreener.com
Recent context
- ·HDFC Bank shares fell over 4% after Q1 results missed estimates (Moneycontrol, 2026-07-20), even as several brokerages maintained their prior ratings per the same report.
- ·ICICI Securities issued a 'Buy' rating on HDFCBANK (The Globe and Mail, 2026-07-21).
- ·A TradingView weekly recap (2026-08-03) referenced fines for employee overreach and US probes into HDFCBANK.
Strengths
- +Trailing PE of 15.97x and forward PE of 11.68x, with forward PE 27% below trailing PE, consistent with expected earnings growth.
- +5-year revenue growth of 16.6% and 5-year earnings growth of 18.1%.
- +Positive free cash flow in 4 of the last 5 tracked years.
- +Ranks 2nd of 6 in its Banking-sector peer set on PE, ROE, and composite quality score (66).
Weaknesses
- −Down 24.85% over the past year and 27.18% below its 52-week high, trading below both the 50-DMA and 200-DMA.
- −News flow over the tracked window skews negative (4 of 8 items), including a 2026-08-03 headline referencing fines for employee overreach and US probes into the bank.
- −ROE of 13.84% exceeded the 15% threshold in only 1 of the last 5 tracked years, with a composite consistency score of 56 of 100.
- −Q1 results coverage described worsening asset quality and record-low margins alongside the reported 5% profit growth.
Open questions
- ?Does the gap between the 1.2 analyst consensus and the stock's 24.85% one-year decline reflect a lag in analyst re-rating, or risks the market is pricing that aren't yet reflected in consensus estimates?
- ?What specifically underlies the 'worsening asset quality' language in Q1 results coverage, and how does it map to the bank's reported provisioning trend?
- ?How significant are the fines and US probes referenced in the 2026-08-03 headline, and what is their potential financial or regulatory scope?
- ?Does ROE exceeding 15% in only 1 of the last 5 tracked years reflect a structural shift in profitability, or a temporary compression?
Peer comparison: Banking
Ranks 2 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| HDFCBANK | HDFC Bank Ltd.You're viewing | 16.0 | +13.8% | 66 |
| Industry avg | across 5 peers | 31.3 | +13.4% | 50 |
| AXISBANK | Axis Bank Ltd. | 13.9 | +13.3% | 70 |
| ICICIBANK | ICICI Bank Ltd. | 18.4 | +16.1% | 64 |
| BAJFINANCE | Bajaj Finance Ltd. | 33.1 | — | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 31.7 | — | 37 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 59.1 | +10.8% | 33 |
Technical state
Current price
₹731.00
SMA 50
₹771.28
SMA 200
₹854.13
RSI (14)
34.5 (neutral)
From 52w high
-27.2%
1Y return
-24.9%
3M return
-0.9%
50-DMA
Below
200-DMA
Below
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- highA TradingView weekly recap dated 2026-08-03 references 'fines for employee overreach' and 'US probes into HDFCBANK'; the tracked 8-item news window skews negative overall (4 negative, 3 neutral, 1 positive), with negative items concentrated around the Q1 results window (2026-07-18 to 2026-07-21).
- mediumQ1 results (reported 2026-07-18) showed net profit up 5% YoY on lower provisions, but coverage described asset quality as worsening and margins as at a record low; ROE of 13.84% has exceeded 15% in only 1 of the last 5 tracked years, and the composite consistency score is 56 of 100.
- mediumHDFCBANK trades at ₹731, down 24.85% over the past year and 27.18% below its 52-week high, and sits below both its 50-DMA (₹771.28) and 200-DMA (₹854.13). RSI of 34.5 is classified neutral but close to the oversold threshold; nearest support levels are ₹720.39 and ₹714.83.
- lowDebt-to-equity is unreported for HDFCBANK in this dataset, and priceChange1Y is unavailable for all 5 tracked Banking-sector peers; the peer set also mixes two banks (Axis, ICICI) with an NBFC pair (Bajaj Finance, Bajaj Finserv) and an insurer (HDFC Life), limiting like-for-like comparison.
Cross-section contradictions
- A mean analyst rating of 1.2 across 40 analysts (1-5 scale, lower = more constructive) and a forward PE of 11.68x -- 27% below the trailing PE of 15.97x, implying anticipated earnings growth -- coexist with a 24.85% one-year price decline and price below both the 50-DMA and 200-DMA.
- Tracked news sentiment over the period is net negative (4 negative vs 1 positive of 8 items), while the analyst consensus rating of 1.2 remains at the constructive end of the 1-5 scale -- the two signal sources diverge.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 11 Aug 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 11 Aug 2026 · rotates through NIFTY 500 every ~5 days