UTI Asset Management Company Ltd.
NSE: UTIAMCUTI Asset Management Company Ltd.: A 30-second snapshot
UTI Asset Management Company (UTIAMC) reported a net loss of ₹51 crore in Q4 FY2026, with profit down 73% YoY and EPS missing analyst estimates by 41%, triggering a 10% single-session decline — the steepest since its listing. At ₹965.05, the stock sits 16.1% below both its 50-DMA (₹968.43) and 200-DMA (₹1,149.68) and is 33.26% below its 52-week high. Trailing PE is 30.71 versus a forward PE of 16.75 across 17 analysts, with the mean analyst rating data unavailable on the 1–5 scale.
P/E
30.7
Forward P/E
16.8
ROE
+9.8%
Debt / Equity
3.13
Profit Margin
+23.8%
Div. Yield
+2.7%
5Y ROE > 15%
2/5
5Y FCF > 0
4/5
Quality
42/100
News
8 headlines · 0 positive · 6 negative
Earnings Miss: UTI Asset Management Company Limited Missed EPS By 41% And Analysts Are Revising Their Forecasts - simplywall.st
simplywall.st
UTI AMC: Net Loss in March Quarter, Revenue Up - Rediff MoneyWiz
Rediff MoneyWiz
Stock Crash: Asset manager falls 10%, the most since its listing, after Q4 net loss - CNBC TV18
CNBC TV18
UTI AMC Q4 results: Profit plunges 73%, revenue flat; ₹40 dividend declared - CNBC TV18
CNBC TV18
UTI AMC incurs ₹51 crore net loss in Q4 - BusinessLine
BusinessLine
Recent context
- ·Q4 FY2026 results (reported April 23–24, 2026): UTIAMC posted a net loss of ₹51 crore — a swing from prior-year profit — with revenue flat; the stock fell 10% in a single session, the largest decline since its NSE listing.
- ·EPS missed analyst estimates by 41%, prompting published forecast revisions per simplywall.st (April 26, 2026); the ₹40 dividend was declared alongside the loss-quarter result.
- ·The 3-month price decline of 12.25% and current RSI of 47.51 (neutral) reflect that the post-results selling has partially stabilised around current levels, with nearest support identified at ₹927.75 and nearest resistance at ₹1,083.
Strengths
- +Dividend yield of 2.69% with a ₹40 dividend declared for FY2026, and FCF was positive in 4 of the available historical years, indicating recurring cash generation capacity outside the most recent quarter.
- +Profit margin of 23.8% on a trailing basis reflects that the asset-management business model carries low capital intensity relative to lending peers; revenue was reported up in Q4 even as the bottom line swung to a loss.
- +Quality score of 54 ranks first (1 of 6) within the assigned peer group, above Bajaj Finance (53), HDFC Bank (47), Bajaj Finserv (23), and HDFC Life (20) — though the peer grouping spans banks and insurance rather than direct AMC competitors.
- +Forward PE of 16.75 is 45% below the trailing PE of 30.71, suggesting that if earnings normalise toward analyst estimates, the current multiple would compress materially relative to recent history.
Weaknesses
- −Q4 FY2026 net loss of ₹51 crore represents a 73% YoY profit decline and a 41% EPS miss versus consensus, described in coverage as the worst result since listing; news sentiment is 6 negative vs 0 positive across 8 recent articles.
- −Price is 33.26% below its 52-week high, 16.1% below the 200-DMA, and has declined 12.25% over the past 3 months — the stock has been below the 200-DMA for an extended period with no evident recovery catalyst in the near-term data.
- −ROE of 9.78% ranks last (6 of 6) in the assigned peer group, where peers range from 11.28% to 17.91%; only 2 of available historical years showed ROE above 15%, with a consistency score of 38 of 100.
- −The gap between trailing PE (30.71) and forward PE (16.75) implies the market is pricing in a significant earnings rebound — the most recent quarterly result moved in the opposite direction, creating a material execution risk around that implied recovery.
Open questions
- ?Is the Q4 FY2026 net loss a one-time event driven by a specific write-down or regulatory charge, or does it reflect a deterioration in the underlying AUM-linked fee revenue structure?
- ?How does UTIAMC's AUM growth and market share trend compare to listed AMC peers (HDFC AMC, Nippon Life India, Aditya Birla Sun Life AMC) over the past 8 quarters — does the revenue growth of 6.7% over 5 years lag the industry?
- ?What is the basis for the forward PE of 16.75 implied by the 17-analyst consensus — what earnings figure is being assumed, and how does it reconcile with the Q4 loss and the 41% EPS miss?
- ?Does the debt-to-equity of 3.13 reflect operational leverage typical for an AMC business (e.g., lease liabilities, employee obligations) or does it signal balance sheet risks that a peer-AMC comparison would surface?
Peer comparison: Banking
Ranks 1 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| UTIAMC | UTI Asset Management Company Ltd.You're viewing | 30.7 | +9.8% | 54 |
| Industry avg | across 5 peers | 31.7 | +14.2% | 39 |
| AXISBANK | Axis Bank Ltd. | 14.7 | +13.2% | 53 |
| BAJFINANCE | Bajaj Finance Ltd. | 29.8 | +17.9% | 53 |
| HDFCBANK | HDFC Bank Ltd. | 17.2 | +13.8% | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 28.4 | +14.6% | 23 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 68.5 | +11.3% | 20 |
Technical state
Current price
₹965.05
SMA 50
₹968.43
SMA 200
₹1,149.68
RSI (14)
47.5 (neutral)
From 52w high
-33.3%
1Y return
-5.8%
3M return
-12.3%
50-DMA
Below
200-DMA
Below
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- highQ4 FY2026 reported a net loss of ₹51 crore with profit down 73% YoY; stock fell 10% on results day — the steepest single-day decline since listing. EPS missed consensus by 41% according to published analyst revisions.
- highPrice at ₹965.05 is 16.1% below the 50-DMA (₹968.43) and 16.1% below the 200-DMA (₹1,149.68); drawdown from 52-week high is -33.26%; 1-year price change is -5.76% and 3-month change is -12.25%.
- mediumROE of 9.78% ranks last (6 of 6) among Banking-sector peers whose ROE ranges from 11.28% to 17.91%. Only 2 of available years showed ROE above 15%; fundamental consistency score is 38 of 100.
- mediumNews sentiment is heavily negative: 6 of 8 recent articles carry negative sentiment, zero positive. Coverage is concentrated on the Q4 net loss and the subsequent share price decline.
- low5-year revenue growth of 6.7% is modest; 5-year earnings growth data is unavailable. FCF was positive in 4 of available years, but the consistency score of 38 reflects irregular profitability. Debt-to-equity stands at 3.13.
- lowUTIAMC is classified under the Banking sector in the peer data, alongside banks and NBFCs (HDFCBANK, AXISBANK, BAJFINANCE, BAJAJFINSV, HDFCLIFE); as an asset manager its business model differs materially from these peers, limiting the comparability of sector quality rankings.
Cross-section contradictions
- Forward PE of 16.75 is 45% below the trailing PE of 30.71, implying consensus estimates price in a sharp near-term earnings recovery, yet the most recent quarter produced a net loss and a 41% EPS miss — the basis for that forward recovery is not evident from available historical data.
- The stock is 33.26% below its 52-week high and down 12.25% over 3 months on confirmed fundamental deterioration, yet FCF was positive in 4 of available years and the dividend yield is 2.69% — suggesting historical cash generation has not protected the price during the current earnings shock.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 25 Jun 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 17 May 2026 · rotates through NIFTY 500 every ~5 days