Sammaan Capital Ltd.
NSE: SAMMAANCAPSammaan Capital Ltd.: A 30-second snapshot
Sammaan Capital (₹142.67) is an NBFC operating in the Banking sector with a PE of 7.78 — the lowest among its 6-stock peer group — and an extremely high debt-to-equity of 203.5. Revenue has contracted at -11.2% CAGR and earnings at -7.7% CAGR over 5 years, while the stock trades below both its 50-DMA (₹145.40) and 200-DMA (₹147.23) and is 26.1% off its 52-week high.
P/E
7.8
Forward P/E
—
ROE
—
Debt / Equity
203.54
Profit Margin
+39.9%
Div. Yield
—
5Y ROE > 15%
0/5
5Y FCF > 0
4/5
Quality
39/100
News
8 headlines · 3 positive · 0 negative
Sammaan Capital Completes Cash Tender for US$45 Million of Social Bonds - TipRanks
TipRanks
Sammaan Capital Completes Timely Redemption of Secured Debentures - TipRanks
TipRanks
Sammaan Capital Confirms Timely Interest Payments on Listed Debentures - TipRanks
TipRanks
Sammaan Capital Climbs 2.7% Ahead of May 18 Earnings Announcement - Meyka
Meyka
Sammaan Capital Open Offer Sees Minimal Initial Share Tendering - TipRanks
TipRanks
Recent context
- ·Sammaan Capital completed a cash tender for US$45 million of Social Bonds and a timely redemption of secured debentures in late April–early May 2026, demonstrating active liability management on its overseas debt portfolio.
- ·An open offer for Sammaan Capital saw minimal initial share tendering as of late April, suggesting external investors were not presenting shares at the offer price — the outcome of this offer process remains a live corporate event.
- ·Earnings announcement was flagged for May 18, 2026; results from this announcement will provide the first direct update on revenue and margin trajectory against the 5-year contraction trend.
Strengths
- +PE of 7.78 is the lowest among 6 Banking-sector peers tracked (Axis Bank 14.7, HDFC Bank 17.2, Bajaj Finance 29.8, Bajaj Finserv 28.4), placing the stock at the cheapest valuation multiple in its comparison set.
- +FCF-positive in 4 of tracked years, and debt trend is classified as falling — suggesting some deleveraging is in progress despite the overall D/E remaining at 203.5.
- +Profit margin of 39.87% is the only margin data available, and if accurate, represents a material proportion of revenue being retained as profit for a financial-sector company.
- +News flow over the past 30 days shows completed redemption of secured debentures and timely interest payments on listed debentures — debt-service events being met on schedule.
Weaknesses
- −Debt-to-equity of 203.5 is extreme even relative to banking and NBFC sector norms; combined with 5-year revenue and earnings contraction, this represents an elevated structural leverage risk.
- −Five-year revenue CAGR of -11.2% and earnings CAGR of -7.7% indicate a shrinking business over the medium term, not a cyclical dip — 0 of tracked years showed ROE above 15%.
- −Quality score of 28 out of 100 ranks 4th of 6 in the peer group; no analyst coverage is tracked, leaving independent valuation benchmarking limited.
- −Price is below both the 50-DMA and 200-DMA, with a 26.1% drawdown from the 52-week high and a 3-month decline of 3.83%, placing the stock in a near-term downtrend against its own moving averages.
Open questions
- ?Does the falling debt trend and timely debenture redemptions indicate a deliberate wind-down of the legacy book, or a refinancing of liabilities at new terms — and what does that imply for the long-term balance sheet structure?
- ?The profit margin of 39.87% is high relative to the quality score and ROE history; is this margin derived from fee income, interest spread, or one-time gains — and is it sustainable across cycles?
- ?With revenue contracting at -11.2% CAGR over 5 years and the open offer seeing minimal tendering, what is the strategic direction for the business and who are the current controlling shareholders post-open offer?
- ?The PE of 7.78 is the lowest in the peer group, but peers have positive ROE and higher quality scores; does the valuation gap reflect a genuine discount to intrinsic value, or a rational market response to the deteriorating fundamentals?
Peer comparison: Banking
Ranks 4 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| SAMMAANCAP | Sammaan Capital Ltd.You're viewing | 7.8 | — | 28 |
| Industry avg | across 5 peers | 31.7 | +14.2% | 39 |
| AXISBANK | Axis Bank Ltd. | 14.7 | +13.2% | 53 |
| BAJFINANCE | Bajaj Finance Ltd. | 29.8 | +17.9% | 53 |
| HDFCBANK | HDFC Bank Ltd. | 17.2 | +13.8% | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 28.4 | +14.6% | 23 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 68.5 | +11.3% | 20 |
Technical state
Current price
₹142.67
SMA 50
₹145.40
SMA 200
₹147.23
RSI (14)
45.4 (neutral)
From 52w high
-26.1%
1Y return
+16.0%
3M return
-3.8%
50-DMA
Below
200-DMA
Below
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- highDebt-to-equity of 203.5 is extreme even by NBFC/financial-sector standards; combined with 5-year revenue CAGR of -11.2% and earnings CAGR of -7.7%, this points to sustained contraction in the core lending book alongside a structurally leveraged balance sheet.
- highRevenue has contracted at -11.2% CAGR and earnings at -7.7% CAGR over 5 years, with 0 of tracked years showing ROE above 15% — consistent with persistent deterioration in capital productivity across the cycle.
- mediumQuality score of 28 out of 100, ranked 4th of 6 in the Banking peer group. ROE data is unavailable; the reported 39.87% profit margin sits in tension with the low quality rank and zero high-ROE years, warranting scrutiny of how margin is calculated.
- mediumPrice (₹142.67) is below both the 50-DMA (₹145.40) and 200-DMA (₹147.23), and 26.1% below the 52-week high. RSI at 45.36 is neutral but the stock has been in a declining trend over the past 3 months (-3.83%).
- mediumOpen offer for Sammaan Capital saw minimal initial share tendering, suggesting limited external demand at the offer price — a corporate event with implications for ownership structure and governance trajectory.
- lowNo analyst rating or coverage count available; the absence of tracked sell-side coverage limits independent valuation benchmarking for this stock.
Cross-section contradictions
- The 1-year price return of +16.0% coexists with a 5-year revenue CAGR of -11.2% and earnings CAGR of -7.7%, indicating price appreciation has occurred against a backdrop of sustained fundamental contraction.
- A reported profit margin of 39.87% sits alongside a quality score of 28/100 and zero years with ROE above 15%; the divergence between the margin figure and the broader return and quality profile warrants verification of the underlying accounting treatment.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 25 Jun 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 17 May 2026 · rotates through NIFTY 500 every ~5 days