Kfin Technologies Ltd.
NSE: KFINTECHKfin Technologies Ltd.: A 30-second snapshot
KFinTech trades at ₹936, up 13.72% over the past 3 months but still down 14.78% over 12 months and 21.92% below its 52-week high, currently just under its 200-DMA of ₹956.08. Trailing PE of 47.61 (forward PE 33.65) sits at the high end of a peer set dominated by banks and insurers, where it ranks 5th of 6 on PE. Five-year revenue growth of 30.1% has not translated into earnings growth, which stands at -2.5% over the same period, and the most recent quarter saw profit fall 2.6% to ₹75 crore despite a roughly 30% YoY revenue increase.
P/E
47.6
Forward P/E
33.6
ROE
—
Debt / Equity
3.31
Profit Margin
+24.4%
Div. Yield
+1.3%
5Y ROE > 15%
4/5
5Y FCF > 0
4/5
Quality
67/100
News
8 headlines · 2 positive · 1 negative
KFin Technologies Q1 profit falls 2.6% to ₹75 crore despite 30% jump in revenue - CNBC TV18
CNBC TV18
KFin Technologies signs ₹282.85 cr lease for 2.4 lakh sq ft in Hyderabad - Business Standard
Business Standard
There's A Lot To Like About KFin Technologies' (NSE:KFINTECH) Upcoming ₹12.00 Dividend - simplywall.st
simplywall.st
KFintech's Finex reimagines physical SIP processing with AI-powered workflow innovation - Express Computer
Express Computer
KFin Technologies Ltd Share Price Today,, KFINTECH Share Price NSE, BSE - Business Today
Business Today
Recent context
- ·Most recent quarterly profit fell 2.6% YoY to ₹75 crore even as revenue rose roughly 30%, per a July 24 report.
- ·Company signed a ₹282.85 crore lease for 2.4 lakh sq ft of office space in Hyderabad (Business Standard, July 21).
- ·Board announced a ₹12 dividend (simplywall.st, July 11); trailing news flow was mixed at 2 positive, 5 neutral and 1 negative of 8 tracked headlines.
Strengths
- +Five-year revenue growth of 30.1% with a 24.4% profit margin and ROE above 15% in 4 of the last 5 tracked years (consistency score 98).
- +Free cash flow was positive in 4 of the last 5 years and the debt trend is described as falling; debt-to-equity of approximately 0.03x indicates minimal balance-sheet leverage.
- +Mean analyst rating of 1.53 across 17 analysts (1-5 scale, lower = more constructive).
- +Price has risen 13.72% over the past 3 months, moving back above the 50-DMA (₹878.89), with RSI at 56.93 (neutral).
Weaknesses
- −Five-year earnings growth of -2.5% against 30.1% revenue growth, reinforced by the most recent quarter's 2.6% profit decline to ₹75 crore despite ~30% YoY revenue growth.
- −Trailing PE of 47.61 ranks 5th of 6 among sector-assigned peers, though the peer set (AXISBANK, HDFCBANK, BAJFINANCE, BAJAJFINSV, HDFCLIFE) consists of banks and insurers rather than RTA/capital-markets comparables, limiting comparability.
- −Share price remains 21.92% below its 52-week high and down 14.78% over 12 months, trading just under its 200-DMA (₹956.08) despite the recent 3-month recovery.
- −Quality score of 37 ranks 4th of 6 within the assigned peer group, below AXISBANK (70) and HDFCBANK (66).
Open questions
- ?Does the divergence between 30.1% five-year revenue growth and -2.5% earnings growth reflect a temporary investment cycle or a structural cost/margin issue?
- ?What operating-leverage or pricing dynamics explain the most recent quarter's profit decline despite roughly 30% revenue growth?
- ?How does the Banking-sector peer classification (banks and insurers) affect the relevance of KFinTech's PE and quality-score rankings, given its distinct RTA/capital-markets business model?
- ?What would need to change in the earnings trajectory for the stock to reclaim its 200-DMA and 52-week high, given the recent 3-month price recovery?
Peer comparison: Banking
Ranks 4 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| KFINTECH | Kfin Technologies Ltd.You're viewing | 47.6 | — | 37 |
| Industry avg | across 5 peers | 30.8 | +12.7% | 51 |
| AXISBANK | Axis Bank Ltd. | 13.9 | +13.3% | 70 |
| HDFCBANK | HDFC Bank Ltd. | 16.0 | +13.8% | 66 |
| BAJFINANCE | Bajaj Finance Ltd. | 33.1 | — | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 31.7 | — | 37 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 59.1 | +10.8% | 33 |
Technical state
Current price
₹936.00
SMA 50
₹878.89
SMA 200
₹956.08
RSI (14)
56.9 (neutral)
From 52w high
-21.9%
1Y return
-14.8%
3M return
+13.7%
50-DMA
Above
200-DMA
Below
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- mediumFive-year earnings growth of -2.5% trails five-year revenue growth of 30.1%; the most recent quarter reinforced this pattern with profit falling 2.6% to ₹75 crore despite revenue growth of roughly 30% YoY.
- lowShare price of ₹936 is 21.92% below its 52-week high and down 14.78% over the trailing 12 months, sitting just below the 200-DMA (₹956.08); price has risen 13.72% over the past 3 months and moved back above the 50-DMA (₹878.89), with RSI at 56.93 (neutral).
- lowKFinTech (RTA/capital-markets services) is classified under Banking alongside AXISBANK, HDFCBANK, BAJFINANCE, BAJAJFINSV and HDFCLIFE — all banks or insurers with different capital structures and growth drivers. On this peer set, KFinTech's PE of 47.61 ranks 5th of 6 and quality score of 37 ranks 4th of 6, though the comparison carries limited analytical weight given the business-model mismatch.
Cross-section contradictions
- Mean analyst rating of 1.53 across 17 analysts (1-5 scale, lower = more constructive) contrasts with a share price down 14.78% over the past 12 months and 21.92% below its 52-week high.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 11 Aug 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 9 Aug 2026 · rotates through NIFTY 500 every ~5 days