Karur Vysya Bank Ltd.

NSE: KARURVYSYA
NIFTY500
Analyst consensus:Strongly constructive· 20 analysts
₹334.20+54.5%1Y
Last updated 04:20:40 IST· Public market feed (~15 min delay during market hours)

Karur Vysya Bank Ltd.: A 30-second snapshot

Karur Vysya Bank trades at a trailing PE of 11.78 (forward 10.14), the lowest multiple among its 6-name peer comparison set, after a 54.53% advance over the past year and 15.1% over the past 3 months. The stock sits 5.86% below its 52-week high and above both its 50-DMA and 200-DMA, with a mean analyst rating of 1.45 across 20 analysts (1-5 scale, lower = more constructive) alongside a 45% YoY jump in Q1 profit.

P/E

11.8

Forward P/E

10.1

ROE

Debt / Equity

Profit Margin

+41.3%

Div. Yield

+0.8%

5Y ROE > 15%

3/5

5Y FCF > 0

3/5

Quality

80/100

Recent context

  • ·Q1 results: profit rose 45% YoY per NDTV Profit (Jul 21) and CNBC-TV18 (Jul 20), with CNBC-TV18 additionally noting asset quality as steady.
  • ·Same-day coverage diverged on the immediate price reaction — NDTV Profit reported shares rallied over 9%, while CNBC-TV18 reported the stock fell despite the profit beat.
  • ·simplywall.st listed the stock for watchlist consideration on Aug 11, the most recent headline in the tracked news set.

Strengths

  • +Q1 profit rose 45% YoY with a profitMargin of 41.31%; 5-year revenue growth of 26% and earnings growth of 45% are recorded in the fundamental data.
  • +Trailing PE of 11.78 (forward 10.14) ranks 1st of 6 in the peer comparison set, with the forward multiple below the trailing multiple.
  • +Mean analyst rating of 1.45 across 20 analysts (1-5 scale, lower = more constructive).
  • +Price sits above both the 50-DMA (₹305.98) and 200-DMA (₹283.89), up 54.53% over 12 months and 15.1% over 3 months, with RSI at 55.8 (neutral, not overbought).

Weaknesses

  • debtToEquity and ROE are not reported (null) in key metrics; the persistence check shows ROE above 15% in only 3 of the tracked years (consistencyScore 71/100) and flags debtTrend as 'rising' without a quantified D/E figure.
  • The stock trades 8.2% above its 50-DMA and 16.7% above its 200-DMA after a rapid 54.53% 1-year run, sitting just 4.2% below the ₹345.22 resistance level identified in the data.
  • The peer-comparison set mixes banks, NBFCs and an insurer rather than pure banking peers, and 1-year price-change/ROE data is null for most of them, limiting the precision of the PE and quality-score ranks.
  • News coverage is limited to 6 items over the tracked window (3 positive, 3 neutral, 0 negative), a thin sample for reading sentiment durability.

Open questions

  • ?What is driving the 'rising' debt trend flagged in the persistence check, and how does it map to the bank's capital-adequacy ratio?
  • ?Does ROE crossing above 15% in only 3 of the tracked years reflect a structural profitability shift or a one-off period?
  • ?How do the two same-day Q1-results headlines reporting opposite price reactions reconcile with each other?
  • ?With the stock 4.2% below the ₹345.22 resistance level and 16.7% above its 200-DMA, what has historically happened at similar extensions from the 200-DMA for this stock?

Peer comparison: Banking

Ranks 2 of 6 on quality
SymbolNameP/EROEQuality
KARURVYSYAKarur Vysya Bank Ltd.You're viewing11.869
Industry avgacross 5 peers30.8+12.7%51
AXISBANKAxis Bank Ltd.13.8+13.3%70
HDFCBANKHDFC Bank Ltd.15.9+13.8%66
BAJFINANCEBajaj Finance Ltd.33.647
BAJAJFINSVBajaj Finserv Ltd.32.137
HDFCLIFEHDFC Life Insurance Company Ltd.58.7+10.8%33

Technical state

Current price

₹331.20

SMA 50

₹305.98

SMA 200

₹283.89

RSI (14)

55.8 (neutral)

From 52w high

-5.9%

1Y return

+54.5%

3M return

+15.1%

50-DMA

Above

200-DMA

Above

Algorithmic support levels

₹293.86
₹288.41
₹285.88

Algorithmic resistance levels

₹345.22
₹351.80

Risk flags

  • low
    ROE and debtToEquity are both null in the key-metrics block; the persistence check separately shows ROE above 15% in only 3 of the tracked years (consistencyScore 71/100) and flags debtTrend as 'rising' with no current D/E figure to quantify it — leverage is structural for a bank rather than a solvency read, but the missing figure is a data gap.
  • low
    At ₹331.20 the stock trades 8.2% above its 50-DMA (₹305.98) and 16.7% above its 200-DMA (₹283.89) after a 54.53% 1-year and 15.1% 3-month advance, sitting 4.2% below the nearest identified resistance (₹345.22) and 5.86% below its 52-week high.
  • low
    The 5-name peer set mixes banks (Axis Bank, HDFC Bank), NBFCs (Bajaj Finance, Bajaj Finserv) and an insurer (HDFC Life) rather than pure banking peers; 1-year price-change data and most ROE figures are null, which limits precision of the PE rank (1 of 6) and quality-score rank (2 of 6).
  • low
    News sample is limited to 6 items (3 positive, 3 neutral, 0 negative) over the tracked window, a thin base for reading sentiment durability.

Cross-section contradictions

  • Same-day (Jul 20-21) coverage of Q1 results diverges on the immediate price reaction: NDTV Profit reports shares rallied over 9% on the 45% YoY profit jump, while CNBC-TV18 reports the stock fell despite steady asset quality on the same profit number.

For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.

Fundamentals & technicals: refreshed 11 Aug 2026 · refreshed daily at 01:00 IST

AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 11 Aug 2026 · rotates through NIFTY 500 every ~5 days