IFCI Ltd.
NSE: IFCIIFCI Ltd.: A 30-second snapshot
IFCI, a government-backed development finance institution classified in the Banking sector, trades at ₹62.17 with a trailing PE of 90.10 — the highest in its 6-stock peer group by a wide margin. The stock has gained 55.89% over the past 12 months and sits above both its 50-day (₹56.91) and 200-day (₹55.61) moving averages, yet reported profit margin stands at 0% and ROE data is unavailable, leaving the fundamental basis of the valuation unclear.
P/E
90.1
Forward P/E
—
ROE
—
Debt / Equity
—
Profit Margin
0.0%
Div. Yield
—
5Y ROE > 15%
0/5
5Y FCF > 0
1/5
Quality
43/100
Recent context
- ·No news articles were available for IFCI (0 headlines retrieved), so no recent corporate events, regulatory actions, or analyst activity could be assessed from current news flow.
- ·The 52-week drawdown stands at -16.55% from the high, suggesting the stock has pulled back from its peak despite positive 1-year and 3-month price returns of 55.89% and 3.31% respectively.
- ·IFCI is classified in the Banking sector alongside large private banks (HDFCBANK, AXISBANK) and diversified financials (BAJFINANCE), though its business model as a development finance institution differs materially from these peers — a distinction not captured in sector-relative PE comparisons.
Strengths
- +Price momentum is positive: up 55.89% over 1 year, with the current price (₹62.17) above both the 50-DMA (₹56.91) and 200-DMA (₹55.61).
- +RSI of 58.5 is in neutral territory, indicating the recent price gains have not pushed the stock into technically overbought conditions.
- +Debt trend is classified as falling, which, if confirmed by complete data, would represent an improvement in balance sheet leverage direction.
- +Technical support levels cluster at ₹57.61, ₹53.78, and ₹51.61, providing observable price reference points roughly 7–17% below current price.
Weaknesses
- −PE of 90.10 is the highest among 6 Banking peers, with the next closest at 69.1 (HDFCLIFE) and the peer median near 22 — IFCI trades at approximately 4x the sector median PE.
- −FCF was positive in only 1 of the available historical years, and ROE has not exceeded 15% in any available year; the fundamental consistency score is 35/100.
- −Critical data — ROE, D/E, forward PE, 5-year revenue and earnings growth — is entirely absent, preventing standard valuation and leverage assessment.
- −Profit margin is reported at 0%, meaning net income is negligible relative to revenue even as the stock commands a premium earnings multiple.
Open questions
- ?What specific revenue or earnings development justifies a PE of 90.10 when reported profit margin is currently 0%, and how sustainable is the earnings base?
- ?Does the falling debt trend reflect a structural balance sheet repair, or is it a function of asset contraction that may be compressing the revenue line?
- ?How does IFCI's ownership structure (government stake) affect its credit access, capital adequacy requirements, and dividend policy relative to private banking peers?
- ?What catalysts drove the 55.89% price gain over the past 12 months, and are those catalysts reflected in forward earnings estimates that are currently unavailable in the data?
Peer comparison: Banking
Ranks 4 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| IFCI | IFCI Ltd.You're viewing | 90.1 | — | 42 |
| Industry avg | across 5 peers | 32.1 | +14.2% | 39 |
| AXISBANK | Axis Bank Ltd. | 15.0 | +13.2% | 53 |
| BAJFINANCE | Bajaj Finance Ltd. | 29.8 | +17.9% | 53 |
| HDFCBANK | HDFC Bank Ltd. | 16.8 | +13.8% | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 29.6 | +14.6% | 23 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 69.1 | +11.3% | 20 |
Technical state
Current price
₹62.17
SMA 50
₹56.91
SMA 200
₹55.61
RSI (14)
58.5 (neutral)
From 52w high
-16.6%
1Y return
+55.9%
3M return
+3.3%
50-DMA
Above
200-DMA
Above
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- highPE of 90.10 ranks last (6th of 6) in the Banking peer group, where the next highest is HDFCLIFE at 69.1 and the peer median sits near 22. With a reported profit margin of 0% and ROE data unavailable, the earnings base supporting this valuation cannot be verified from available data.
- highFundamental quality is materially weak: FCF was positive in only 1 of the available years, ROE has never cleared 15% in any available year (roeYearsAbove15 = 0), and the consistency score is 35/100 — lowest interpretable signal in the peer set.
- mediumCritical fundamental metrics are absent: ROE, D/E ratio, forward PE, revenue growth (5y), and earnings growth (5y) all returned null. Analyst coverage is also null (no rating or count). The analysis is therefore based on incomplete fundamental data.
- mediumZero news articles were retrieved (total = 0). No news-based sentiment, catalysts, or risk events can be assessed for this stock.
- lowQuality score of 42 ranks 4th of 6 Banking peers. AXISBANK (53), BAJFINANCE (53), and HDFCBANK (47) all score higher, placing IFCI in the lower half of its peer group on composite quality.
Cross-section contradictions
- Price is up 55.89% over 1 year and currently trades above both 50-DMA (₹56.91) and 200-DMA (₹55.61), yet reported profit margin is 0% and ROE is unavailable — the price move and fundamental earnings quality cannot be reconciled from available data.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 25 Jun 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 12 May 2026 · rotates through NIFTY 500 every ~5 days