ICICI Bank Ltd.
NSE: ICICIBANKICICI Bank Ltd.: A 30-second snapshot
ICICI Bank trades at ₹1,429.60, up 15.84% over the last 3 months but only 0.87% over the trailing 12 months, sitting 2.59% below its 52-week high and above both its 50-day (₹1,376.75) and 200-day (₹1,339.19) moving averages. Q1 FY27 net profit rose 16% YoY to ₹14,805 crore with reportedly improved asset quality, and the stock trades at a trailing PE of 18.49x (forward PE 15.21x) against an ROE of 16.07% and a 27.53% profit margin. Mean analyst rating stands at 1.12 across 41 analysts (1-5 scale, lower = more constructive).
P/E
18.5
Forward P/E
15.2
ROE
+16.1%
Debt / Equity
—
Profit Margin
+27.5%
Div. Yield
+0.8%
5Y ROE > 15%
3/5
5Y FCF > 0
3/5
Quality
79/100
News
8 headlines · 5 positive · 1 negative
ICICI Bank Limited Completes Issuance Of USD 1 Billion Senior Unsecured Fixed Rate Notes Under USD 7.5 Billion Global Medium Term Note Programme - marketscreener.com
marketscreener.com
Weekly Recap: ICICI Bank Q1 profit rise and return to dollar bond issuance - TradingView
TradingView
ICICI Bank Q1 net profit rises 16% to Rs 14,805 crore, beats estimates; asset quality improves - Moneycontrol.com
Moneycontrol.com
ICICI Bank Insiders Sell ₹282m Of Stock, Possibly Signalling Caution - simplywall.st
simplywall.st
Jefferies Remains a Buy on ICICI Bank Limited (ICICIBANK) - The Globe and Mail
The Globe and Mail
Recent context
- ·Q1 FY27 net profit rose 16% YoY to ₹14,805 crore, beating estimates, with asset quality reported as improved (Moneycontrol, Jul 18).
- ·The bank completed issuance of USD 1 billion senior unsecured notes and returned to dollar-bond markets (TradingView weekly recap, Jul 26).
- ·Jefferies retained a "Buy" rating on the stock after the Q1 print (The Globe and Mail, Jul 21); separately, a report flagged insiders selling ₹282 million of stock (simplywall.st, Aug 11).
Strengths
- +ROE of 16.07% ranks 1st of 6 tracked Banking-sector peers, ahead of Axis Bank (13.35%), HDFC Bank (13.84%) and HDFC Life (10.80%).
- +Q1 FY27 net profit rose 16% YoY to ₹14,805 crore, beating estimates, with asset quality reported as improved.
- +Trailing PE of 18.49x ranks 3rd of 6 tracked peers, below Bajaj Finance (33.63x), Bajaj Finserv (32.12x) and HDFC Life (58.71x).
- +Completed issuance of USD 1 billion senior unsecured notes under its USD 7.5 billion Global Medium Term Note programme, alongside a return to dollar-bond markets.
Weaknesses
- −ROE cleared the 15% threshold in only 3 of the last 5 tracked years and free cash flow was positive in only 3 of 5 years (consistency score 75/100), despite the current 16.07% reading.
- −Debt-to-equity is not reported in this snapshot; standard leverage and FCF-persistence metrics built for non-financial companies have limited direct read-through to a bank's balance sheet, where capital adequacy and NPA trends carry more information.
- −The tracked Banking-sector peer set mixes two traditional banks with two NBFCs and one insurer, and 1-year price-change data is unavailable for all 5 peers, limiting how far the PE/ROE/quality-score rankings can be read.
- −A recent report flagged insiders selling ₹282 million of stock, and 3 of the 8 tracked news items trace to the same Q1 results event, concentrating the sentiment tally in one catalyst.
Open questions
- ?Does the ROE persistence gap (15%+ in only 3 of the last 5 tracked years) reflect cyclical credit-cost swings or a structural shift in profitability drivers?
- ?What do capital adequacy and NPA trends show, given that standard debt-to-equity leverage metrics have limited applicability to a bank's balance sheet?
- ?How much of the 15.84% three-month price move traces to the Q1 results beat versus broader sector-wide moves, given peer 1-year price-change data is unavailable for comparison?
- ?What is the context behind the reported ₹282 million insider stock sale, and how does it square with the otherwise positive news flow around the Q1 results?
Peer comparison: Banking
Ranks 3 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| ICICIBANK | ICICI Bank Ltd.You're viewing | 18.5 | +16.1% | 64 |
| Industry avg | across 5 peers | 30.8 | +12.7% | 51 |
| AXISBANK | Axis Bank Ltd. | 13.8 | +13.3% | 70 |
| HDFCBANK | HDFC Bank Ltd. | 15.9 | +13.8% | 66 |
| BAJFINANCE | Bajaj Finance Ltd. | 33.6 | — | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 32.1 | — | 37 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 58.7 | +10.8% | 33 |
Technical state
Current price
₹1,429.60
SMA 50
₹1,376.75
SMA 200
₹1,339.19
RSI (14)
54.4 (neutral)
From 52w high
-2.6%
1Y return
+0.9%
3M return
+15.8%
50-DMA
Above
200-DMA
Above
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- lowROE cleared the 15% threshold in only 3 of the last 5 tracked years and free cash flow was positive in only 3 of 5 tracked years (consistency score 75/100), even though current ROE stands at 16.07% and the debt trend over the same period is classified flat.
- lowDebt-to-equity is not reported in this snapshot; standard leverage and free-cash-flow persistence metrics built for non-financial companies have limited direct applicability to a bank's balance sheet, where capital adequacy and NPA trends are the more relevant indicators.
- lowThe tracked Banking-sector peer set mixes two traditional banks (Axis Bank, HDFC Bank) with two NBFCs (Bajaj Finance, Bajaj Finserv) and one insurer (HDFC Life), and 1-year price-change data is unavailable for all 5 peers, limiting comparability of the PE, ROE and quality-score rankings.
- lowOf the 8 tracked news items, 3 headlines trace to the same Q1 FY27 results event (net profit up 16% YoY to ₹14,805 crore), concentrating the positive sentiment tally in one catalyst; a separate report also flagged insiders selling ₹282 million of stock.
Cross-section contradictions
- Mean analyst rating of 1.12 across 41 analysts (1-5 scale, lower = more constructive) sits near the most constructive end of the scale, while 5-year fundamental persistence data shows ROE above 15% in only 3 of 5 tracked years and positive free cash flow in only 3 of 5 tracked years (consistency score 75/100).
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 11 Aug 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 11 Aug 2026 · rotates through NIFTY 500 every ~5 days