ICICI Bank Ltd.
NSE: ICICIBANKICICI Bank Ltd.: A 30-second snapshot
ICICI Bank trades at ₹1,346.50, fractionally above its 200-DMA (₹1,345.44) and 4.4% above its 50-DMA (₹1,289.74), after a -4.66% return over the past 12 months and a -9.54% drawdown from its 52-week high. Trailing PE is 18.0x versus a forward PE of 14.8x, with ROE at 16.36% — the second-highest among 6 ranked sector peers — and the bank holds the top quality score (64) in the peer group.
P/E
18.0
Forward P/E
14.8
ROE
+16.4%
Debt / Equity
—
Profit Margin
+24.9%
Div. Yield
+0.8%
5Y ROE > 15%
3/5
5Y FCF > 0
3/5
Quality
72/100
News
8 headlines · 2 positive · 0 negative
RBI clears Sandeep Bakhshi's reappointment as ICICI Bank CEO till 2028 - Business Today
Business Today
ICICI Bank is MOFSL's top banking pick with 39% upside potential; here's why - Business Today
Business Today
Kotak Mahindra Bank slides Friday, underperforms competitors - MarketWatch
MarketWatch
Here's Why We Think ICICI Bank (NSE:ICICIBANK) Might Deserve Your Attention Today - simplywall.st
simplywall.st
ICICI Bank Stock - weekly review and sector backdrop - AD HOC NEWS
AD HOC NEWS
Recent context
- ·RBI approved Sandeep Bakhshi's reappointment as MD and CEO through 2028 (reported May 2026), removing near-term leadership uncertainty at the bank.
- ·Motilal Oswal Financial Services named ICICI Bank as its top banking sector pick in June 2026, citing a specific upside estimate — the first named-broker action in the recent news cycle.
- ·News sentiment over the trailing sample period is neutral-skewed (6 neutral, 2 positive, 0 negative across 8 articles), with no adverse regulatory or credit-quality headlines in the corpus.
Strengths
- +Highest quality score in the peer group: 64 out of 100, ahead of HDFCBANK (47), BAJFINANCE (51), AXISBANK (50), HDFCLIFE (20), and BAJAJFINSV (23).
- +ROE of 16.36% ranks 2nd among 6 sector peers; trailing PE of 18.0x is lower than BAJAJFINSV (29.0x) and BAJFINANCE (31.6x), and broadly comparable to HDFCBANK (17.4x).
- +Forward PE of 14.8x implies earnings growth embedded in consensus estimates, with 5-year earnings growth recorded at 8.4% and 5-year revenue growth at 66.9%.
- +RBI cleared the reappointment of CEO Sandeep Bakhshi through 2028, providing leadership continuity at a large-cap private bank.
Weaknesses
- −ROE has exceeded 15% in only 3 of the tracked persistence years, and FCF-positive years also number 3, indicating the quality metrics are not uniformly sustained across the full available history.
- −Debt trend is classified as rising, which in a bank context warrants monitoring against net interest margin dynamics and credit-cost evolution.
- −12-month price return is -4.66% despite the bank holding the highest sector quality score; the stock has not recouped its 52-week high, remaining 9.54% below it.
- −Three resistance clusters sit at ₹1,393, ₹1,417, and ₹1,434 — between 3% and 7% above the current price — while support levels are at ₹1,223, ₹1,214, and ₹1,188, representing 9–12% below current price.
Open questions
- ?Does the rising debt trend in the persistence data reflect balance-sheet leverage or loan-book growth, and how does it interact with RBI's prevailing rate cycle?
- ?Is the quality-score premium over peers (64 vs. sector average ~38) attributable to a structural operating advantage, or does it reflect a phase in the credit cycle that may normalise?
- ?With the stock -4.66% over 12 months and 9.54% below its 52-week high despite no visible earnings deterioration, what factors have driven the divergence between fundamental rankings and price performance?
- ?How has ICICI Bank's ROE trajectory — clearing 15% in only 3 of the tracked years — compared against peer private-sector banks across the same measurement window?
Peer comparison: Banking
Ranks 1 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| ICICIBANK | ICICI Bank Ltd.You're viewing | 18.0 | +16.4% | 64 |
| Industry avg | across 5 peers | 32.2 | +14.2% | 38 |
| BAJFINANCE | Bajaj Finance Ltd. | 31.6 | +17.9% | 51 |
| AXISBANK | Axis Bank Ltd. | 16.1 | +13.2% | 50 |
| HDFCBANK | HDFC Bank Ltd. | 17.4 | +13.8% | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 29.0 | +14.6% | 23 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 66.9 | +11.3% | 20 |
Technical state
Current price
₹1,346.50
SMA 50
₹1,289.74
SMA 200
₹1,345.44
RSI (14)
66.4 (neutral)
From 52w high
-9.5%
1Y return
-4.7%
3M return
+7.7%
50-DMA
Above
200-DMA
Above
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- mediumROE of 16.36% has cleared the 15% threshold in only 3 of the tracked persistence years, and FCF-positive years also number 3. Debt trend is classified as rising — a relevant watch-point for net interest margin and credit-cost trajectory in a rate-sensitive lending business.
- medium12-month price change is -4.66% and the stock trades at ₹1,346.50, virtually flat to its 200-DMA (₹1,345.44). A 9.54% drawdown from the 52-week high persists. Three resistance clusters lie at ₹1,393, ₹1,417, and ₹1,434 — all above current price by 3–7%.
- lowNews corpus totals 8 articles — 2 positive, 6 neutral, 0 negative. Sample size is thin for a large-cap bank; several headlines in the set cover peer institutions (Kotak) or generic sector commentary rather than ICICIBANK-specific events.
- low1-year price-change data is unavailable for all 5 sector peers (AXISBANK, BAJAJFINSV, BAJFINANCE, HDFCBANK, HDFCLIFE), making relative price-performance ranking incomplete. The peer set also mixes pure-play private banks with diversified financials and insurance, limiting direct quality comparisons.
Cross-section contradictions
- Mean analyst rating of 1.23 across 39 analysts (1–5 scale, lower = more constructive) and the highest quality score (64 of 100) among the 6 ranked sector peers co-exist with a negative 12-month price return (-4.66%) and a stock price essentially at its 200-DMA — with no material earnings deterioration visible in recent news flow.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 25 Jun 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 21 Jun 2026 · rotates through NIFTY 500 every ~5 days