Capri Global Capital Ltd.
NSE: CGCLCapri Global Capital Ltd.: A 30-second snapshot
Capri Global Capital (CGCL) is an NBFC trading at Rs 197.97, with a trailing PE of 18.8 and a forward PE of 10.5 — above both its 50-DMA (Rs 175.39) and 200-DMA (Rs 183.23). FY26 results show AUM crossing Rs 36,000 crore and profit nearly doubling year-on-year, while 5-year revenue growth of 72% reflects rapid loan book expansion. The fundamental consistency score of 35 and zero FCF-positive years in the persistence data indicate the quality of this growth has been uneven historically.
P/E
18.9
Forward P/E
10.5
ROE
+16.5%
Debt / Equity
334.73
Profit Margin
+33.6%
Div. Yield
+0.1%
5Y ROE > 15%
0/5
5Y FCF > 0
0/5
Quality
56/100
News
8 headlines · 7 positive · 0 negative
CGCL: Record profit, strong AUM growth, and improved asset quality drive positive FY 2026 outlook - TradingView
TradingView
CGCL: Record profit, strong AUM growth, and improved asset quality drive positive outlook - TradingView
TradingView
Capri Global AUM Tops Rs 36,000 Crore as FY26 Profit Nearly Doubles - TipRanks
TipRanks
Add Capri Global Capital (CGCL) Ltd For Target Rs. 250 By Choice Institutional Equities - Investment Guru
Investment Guru
Capri Global Opens Special Window for Physical Share Transfers; Eco Recycling Revises Warrant Issue Price - TipRanks
TipRanks
Recent context
- ·FY26 results (reported April-May 2026) showed AUM exceeding Rs 36,000 crore and annual profit nearly doubling, with improved asset quality cited — coverage across TradingView and TipRanks reflected this outcome.
- ·Choice Institutional Equities issued a note dated 2026-05-08 with a stated price target of Rs 250 (as reported by Investment Guru); this is third-party broker analysis attributed to that firm.
- ·The company opened a special window for physical share transfers in early May 2026, a procedural corporate action noted in TipRanks coverage alongside unrelated market items.
Strengths
- +Quality score of 61 ranks first among the 6 tracked Banking/NBFC peers, ahead of Bajaj Finance (51), HDFC Bank (47), Axis Bank (50), Bajaj Finserv (23), and HDFC Life (20).
- +PE of 18.8 sits in the lower half of the peer range, while the forward PE of 10.5 reflects the near-doubling of FY26 profit reported in recent earnings.
- +Price is up 19.75% over 12 months and 15.27% over the past 3 months, trading only 7.5% below the 52-week high — one of the shallower drawdowns relative to the pace of recent appreciation.
- +Revenue grew 72% over 5 years and earnings grew 37.1% over the same period, indicating the core lending business has expanded meaningfully in scale.
Weaknesses
- −FCF-positive years = 0 across all persistence data years and the debt trend is classified as rising — the absence of any FCF-positive year over the tracked period is a notable quality gap even accounting for the NBFC business model.
- −Consistency score of 35 and zero years with ROE above 15% in the persistence block stand in contrast to the reported trailing ROE of 16.5%, suggesting the current return on equity is a recent development without a confirmed multi-year track record.
- −Debt-to-equity of 334.7 is inherent to the NBFC model, but rising leverage alongside zero FCF history limits the buffer available if credit costs or funding costs rise sharply.
- −Analyst coverage is thin at 5 analysts with a mean rating of 1.17 (1-5 scale, lower = more constructive); conclusions drawn from such a small panel carry higher revision risk than wider-covered peers.
Open questions
- ?Is the near-doubling of FY26 profit driven by lower credit costs, higher disbursements, or operating leverage — and which of these is most likely to persist into FY27?
- ?Does the absence of FCF-positive years in the historical data reflect deliberate book growth (reinvesting all cash into new loans) or a structural inability to generate surplus cash — and how should an observer distinguish between the two?
- ?Given that the NBFC model requires continuous access to wholesale funding, how has CGCL's cost of funds trended relative to its loan yield spread over the past 3 years?
- ?The consistency score of 35 contrasts with the current trailing ROE of 16.5% — what conditions would need to persist for the quality metrics to confirm a durable improvement rather than a single strong year?
Peer comparison: Banking
Ranks 1 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| CGCL | Capri Global Capital Ltd.You're viewing | 18.9 | +16.5% | 61 |
| Industry avg | across 5 peers | 32.6 | +14.2% | 38 |
| BAJFINANCE | Bajaj Finance Ltd. | 30.7 | +17.9% | 51 |
| AXISBANK | Axis Bank Ltd. | 15.1 | +13.2% | 50 |
| HDFCBANK | HDFC Bank Ltd. | 17.0 | +13.8% | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 30.0 | +14.6% | 23 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 70.0 | +11.3% | 20 |
Technical state
Current price
₹197.97
SMA 50
₹175.39
SMA 200
₹183.23
RSI (14)
67.5 (neutral)
From 52w high
-7.5%
1Y return
+19.8%
3M return
+15.3%
50-DMA
Above
200-DMA
Above
Algorithmic support levels
Risk flags
- highDebt-to-equity ratio of 334.7 is characteristic of an NBFC/lending business where leverage is structural, but the persistence block shows FCF-positive years = 0 across all available years and ROE years above 15% = 0, alongside a rising debt trend — the combination of zero FCF and perpetually rising leverage warrants close monitoring.
- highConsistency score of 35 (out of 100) with zero years of ROE above 15% despite a reported trailing ROE of 16.5% suggests the quality of returns has been unstable or only recently improved; earnings growth of 37.1% over 5 years has not translated into durable quality metrics.
- mediumQuality score of 61 ranks 1st of 6 peers in the Banking sector, but peer data shows priceChange1Y is null for all 5 comparators, limiting the reliability of relative performance conclusions.
- mediumNews sample is small at 8 total articles; one headline references a broker price target from a named source — thin coverage increases the risk that any single news event disproportionately shapes the sentiment read.
- lowRSI of 67.5 is approaching overbought territory; price is 12.9% above the 50-DMA and 7.9% above the 200-DMA after a 15.3% three-month move, leaving nearest support at 175.65 approximately 11.3% below current price.
Cross-section contradictions
- Trailing ROE is reported at 16.5% and FY26 headlines cite record profit and near-doubling of annual profit, yet the persistence block shows zero years with ROE above 15% — suggesting the strong ROE is a very recent development rather than a multi-year track record.
- News sentiment is overwhelmingly positive (7 of 8 articles) and the stock is up 19.75% over 12 months, yet the fundamental consistency score of 35 and zero FCF-positive years flag structural quality concerns that the price action and sentiment do not appear to price in.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 25 Jun 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 12 May 2026 · rotates through NIFTY 500 every ~5 days