AXISBANK vs ICICIBANK
Side-by-side comparison of Axis Bank Ltd. and ICICI Bank Ltd.. Descriptive only — not investment advice.
Axis Bank Ltd.
Banking
Quality Score: 68/100
ICICI Bank Ltd.
Banking
Quality Score: 79/100
At a glance
| Metric | AXISBANK | ICICIBANK |
|---|---|---|
| Quality Score | 68/100 | 79/100 |
| P/E (trailing) | 13.8 | 18.5 |
| Forward P/E | 9.7 | 15.2 |
| ROE | +13.3% | +16.1% |
| Profit margin | +36.0% | +27.5% |
| Debt-to-equity | — | — |
| Dividend yield | +0.08% | +0.84% |
| 1Y price return | +14.4% | +0.9% |
| From 52w high | -13.2% | -2.6% |
| Analyst rating1 = Strong Buy, 5 = Strong Sell | 1.30 | 1.12 |
Highlighted value = better on the metric (lower for P/E, D/E, drawdown, analyst rating; higher elsewhere). Descriptive only.
Snapshots
AXISBANK trades at Rs 1,229.8, down 13.22% from its 52-week high and below both the 50-day (Rs 1,300.89) and 200-day (Rs 1,287.18) moving averages, though up 14.36% over the trailing year. Its PE of 13.85x (forward 9.72x) and composite quality score of 70 both rank 1st among 6 tracked Banking/NBFC/Insurance peers. Q1 FY27 net profit rose 23% YoY to Rs 7,114 crore even as one headline flagged net interest margin compression for the same quarter.
ICICI Bank trades at ₹1,429.60, up 15.84% over the last 3 months but only 0.87% over the trailing 12 months, sitting 2.59% below its 52-week high and above both its 50-day (₹1,376.75) and 200-day (₹1,339.19) moving averages. Q1 FY27 net profit rose 16% YoY to ₹14,805 crore with reportedly improved asset quality, and the stock trades at a trailing PE of 18.49x (forward PE 15.21x) against an ROE of 16.07% and a 27.53% profit margin. Mean analyst rating stands at 1.12 across 41 analysts (1-5 scale, lower = more constructive).
Pros
- ✓PE of 13.85x (forward 9.72x) ranks 1st of 6 tracked Banking/NBFC/Insurance peers, alongside a composite quality score of 70 that also ranks 1st.
- ✓Q1 FY27 net profit rose 23% YoY to Rs 7,114 crore.
- ✓1-year price return of +14.36% despite the recent drawdown from its 52-week high.
- ✓Mean analyst rating of 1.3 across 40 analysts (1-5 scale, lower = more constructive).
- ✓ROE of 16.07% ranks 1st of 6 tracked Banking-sector peers, ahead of Axis Bank (13.35%), HDFC Bank (13.84%) and HDFC Life (10.80%).
- ✓Q1 FY27 net profit rose 16% YoY to ₹14,805 crore, beating estimates, with asset quality reported as improved.
- ✓Trailing PE of 18.49x ranks 3rd of 6 tracked peers, below Bajaj Finance (33.63x), Bajaj Finserv (32.12x) and HDFC Life (58.71x).
- ✓Completed issuance of USD 1 billion senior unsecured notes under its USD 7.5 billion Global Medium Term Note programme, alongside a return to dollar-bond markets.
Cons
- ✗Five-year persistence shows ROE above 15% in only 1 of 5 tracked years and positive free cash flow in only 2 of 5 years, with a consistency score of 46/100 and a debt trend classified as rising.
- ✗ROE of 13.35% ranks 3rd of 4 peers with reported ROE, trailing ICICI Bank (16.07%) and HDFC Bank (13.84%).
- ✗Price sits below both the 50-day (Rs 1,300.89) and 200-day (Rs 1,287.18) moving averages and is 13.22% off its 52-week high.
- ✗Debt-to-equity is not reported in the fundamentals data, and 1-year price change could not be computed for peers, limiting leverage and momentum benchmarking.
- ✗ROE cleared the 15% threshold in only 3 of the last 5 tracked years and free cash flow was positive in only 3 of 5 years (consistency score 75/100), despite the current 16.07% reading.
- ✗Debt-to-equity is not reported in this snapshot; standard leverage and FCF-persistence metrics built for non-financial companies have limited direct read-through to a bank's balance sheet, where capital adequacy and NPA trends carry more information.
- ✗The tracked Banking-sector peer set mixes two traditional banks with two NBFCs and one insurer, and 1-year price-change data is unavailable for all 5 peers, limiting how far the PE/ROE/quality-score rankings can be read.
- ✗A recent report flagged insiders selling ₹282 million of stock, and 3 of the 8 tracked news items trace to the same Q1 results event, concentrating the sentiment tally in one catalyst.
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For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Comparison reflects current public data; consult a registered adviser before any investment decision.