AXISBANK vs HDFCBANK
Side-by-side comparison of Axis Bank Ltd. and HDFC Bank Ltd.. Descriptive only — not investment advice.
Axis Bank Ltd.
Banking
Quality Score: 68/100
HDFC Bank Ltd.
Banking
Quality Score: 62/100
At a glance
| Metric | AXISBANK | HDFCBANK |
|---|---|---|
| Quality Score | 68/100 | 62/100 |
| P/E (trailing) | 13.8 | 16.0 |
| Forward P/E | 9.7 | 11.7 |
| ROE | +13.3% | +13.8% |
| Profit margin | +36.0% | +26.8% |
| Debt-to-equity | — | — |
| Dividend yield | +0.08% | +1.78% |
| 1Y price return | +14.4% | -24.9% |
| From 52w high | -13.2% | -27.2% |
| Analyst rating1 = Strong Buy, 5 = Strong Sell | 1.30 | 1.20 |
Highlighted value = better on the metric (lower for P/E, D/E, drawdown, analyst rating; higher elsewhere). Descriptive only.
Snapshots
AXISBANK trades at Rs 1,229.8, down 13.22% from its 52-week high and below both the 50-day (Rs 1,300.89) and 200-day (Rs 1,287.18) moving averages, though up 14.36% over the trailing year. Its PE of 13.85x (forward 9.72x) and composite quality score of 70 both rank 1st among 6 tracked Banking/NBFC/Insurance peers. Q1 FY27 net profit rose 23% YoY to Rs 7,114 crore even as one headline flagged net interest margin compression for the same quarter.
HDFCBANK trades at ₹731, down 24.85% over the past year and 27.18% below its 52-week high, sitting below both its 50-DMA (₹771.28) and 200-DMA (₹854.13). Q1 results (reported 2026-07-18) showed net profit up 5% YoY on lower provisions, alongside coverage citing worsening asset quality and record-low margins. Mean analyst rating stands at 1.2 across 40 analysts (1-5 scale, lower = more constructive).
Pros
- ✓PE of 13.85x (forward 9.72x) ranks 1st of 6 tracked Banking/NBFC/Insurance peers, alongside a composite quality score of 70 that also ranks 1st.
- ✓Q1 FY27 net profit rose 23% YoY to Rs 7,114 crore.
- ✓1-year price return of +14.36% despite the recent drawdown from its 52-week high.
- ✓Mean analyst rating of 1.3 across 40 analysts (1-5 scale, lower = more constructive).
- ✓Trailing PE of 15.97x and forward PE of 11.68x, with forward PE 27% below trailing PE, consistent with expected earnings growth.
- ✓5-year revenue growth of 16.6% and 5-year earnings growth of 18.1%.
- ✓Positive free cash flow in 4 of the last 5 tracked years.
- ✓Ranks 2nd of 6 in its Banking-sector peer set on PE, ROE, and composite quality score (66).
Cons
- ✗Five-year persistence shows ROE above 15% in only 1 of 5 tracked years and positive free cash flow in only 2 of 5 years, with a consistency score of 46/100 and a debt trend classified as rising.
- ✗ROE of 13.35% ranks 3rd of 4 peers with reported ROE, trailing ICICI Bank (16.07%) and HDFC Bank (13.84%).
- ✗Price sits below both the 50-day (Rs 1,300.89) and 200-day (Rs 1,287.18) moving averages and is 13.22% off its 52-week high.
- ✗Debt-to-equity is not reported in the fundamentals data, and 1-year price change could not be computed for peers, limiting leverage and momentum benchmarking.
- ✗Down 24.85% over the past year and 27.18% below its 52-week high, trading below both the 50-DMA and 200-DMA.
- ✗News flow over the tracked window skews negative (4 of 8 items), including a 2026-08-03 headline referencing fines for employee overreach and US probes into the bank.
- ✗ROE of 13.84% exceeded the 15% threshold in only 1 of the last 5 tracked years, with a composite consistency score of 56 of 100.
- ✗Q1 results coverage described worsening asset quality and record-low margins alongside the reported 5% profit growth.
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For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Comparison reflects current public data; consult a registered adviser before any investment decision.