Tata Investment Corporation Ltd.
NSE: TATAINVESTTata Investment Corporation Ltd.: A 30-second snapshot
Tata Investment Corporation (TATAINVEST) is a listed non-banking financial holding company within the Tata Group, currently priced at ₹671.1 — 5.82% below its 200-day SMA of ₹712.48 and 43.35% off its 52-week high. The company reported Q4 FY26 profit up 69% YoY and a 340% final dividend, against a trailing PE of 78.69 and an ROE of 1.44% — metrics that reflect the holding company structure rather than an operating business.
P/E
78.7
Forward P/E
—
ROE
+1.4%
Debt / Equity
—
Profit Margin
+107.5%
Div. Yield
+0.5%
5Y ROE > 15%
0/5
5Y FCF > 0
4/5
Quality
54/100
News
7 headlines · 5 positive · 0 negative
Tata Group firm posts 69% jump in Q4 profit, revenue surges 143%; declares dividend — do you hold? - Business Today
Business Today
Tata Group stock surges 27% in a month; dividend announcement likely in Q4 results - Business Today
Business Today
Dividend stock 2026: 340% cash reward by Tata Group company in Q4 results; check quarterly earnings details - MSN
MSN
Tata Investment Clears FY26 Results, Proposes 340% Final Dividend - TipRanks
TipRanks
Tata Investment Corp stock (INE672A01018): Rating upgrade signals stabilization in NBFC mid-cap - AD HOC NEWS
AD HOC NEWS
Recent context
- ·Q4 FY26 results reported a 69% jump in net profit and 143% revenue surge; a 340% final dividend was proposed, with the stock up 27% in the month preceding the announcement.
- ·A rating upgrade noted in a May 2026 report cited stabilisation in the NBFC mid-cap segment, with the article referencing TATAINVEST specifically among mid-cap NBFC-category names.
- ·News sentiment across 7 articles is 5 positive, 2 neutral, 0 negative — driven primarily by the dividend announcement and quarterly results cycle.
Strengths
- +5-year revenue growth of 153.9% and earnings growth of 68.9% indicate meaningful expansion of the underlying investment portfolio over the medium term.
- +FCF has been positive in 4 of the available years, suggesting the company has generated cash consistently, consistent with its dividend-and-capital-gains income model.
- +Q4 FY26 results included a 340% final dividend (₹34 per share at face value), continuing a track record of dividend distributions to shareholders.
- +Quality score of 58 ranks 1st of 6 in the Banking sector peer group, above peers such as HDFC Bank (47), Bajaj Finance (53), and Bajaj Finserv (23) on this composite metric.
Weaknesses
- −ROE of 1.44% has never exceeded 15% in any available historical year, ranking last (6th of 6) in the peer group where the next-lowest peer ROE is 11.28% — a persistent structural gap in return on equity.
- −The stock is 43.35% below its 52-week high and trading below the 200-day SMA of ₹712.48 for an extended period, indicating the price has not re-established its long-term upward trend.
- −PE of 78.69 is the highest in the Banking sector peer group (peers range from 14.74 to 68.55), creating a significant valuation premium relative to peers — though the holding company structure makes this comparison imprecise.
- −No analyst coverage data is available, and sector peer classification alongside diversified banks and insurers limits the utility of standard relative valuation analysis for this holding company.
Open questions
- ?Does the holding company discount to NAV (net asset value of Tata Sons and other investee companies) narrow or widen over time, and how does the current price compare to estimated NAV per share?
- ?How much of the 5-year revenue and earnings growth is attributable to realised capital gains versus recurring dividend income from portfolio companies, and what does this imply for earnings sustainability?
- ?If the 43.35% drawdown from the 52-week high is largely explained by correction from a speculative run-up (e.g., Tata Sons IPO expectations), what does the earnings-based valuation look like independent of that premium?
- ?How has the trailing PE of 78.69 evolved over 3–5 years relative to the underlying portfolio NAV growth, and is there a historical precedent for the current discount or premium to normalise?
Peer comparison: Banking
Ranks 1 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| TATAINVEST | Tata Investment Corporation Ltd.You're viewing | 78.7 | +1.4% | 58 |
| Industry avg | across 5 peers | 31.7 | +14.2% | 39 |
| AXISBANK | Axis Bank Ltd. | 14.7 | +13.2% | 53 |
| BAJFINANCE | Bajaj Finance Ltd. | 29.9 | +17.9% | 53 |
| HDFCBANK | HDFC Bank Ltd. | 17.1 | +13.8% | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 28.3 | +14.6% | 23 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 68.5 | +11.3% | 20 |
Technical state
Current price
₹671.10
SMA 50
₹658.17
SMA 200
₹712.48
RSI (14)
43.4 (neutral)
From 52w high
-43.4%
1Y return
+11.8%
3M return
+0.8%
50-DMA
Above
200-DMA
Below
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- highROE of 1.44% has never exceeded 15% in any of the available historical years (roeYearsAbove15 = 0), ranking last (6th of 6) in its Banking sector peer group where the next-lowest peer ROE is 11.28% (HDFC Life Insurance). For a holding company structure, this reflects a persistently low return on equity capital relative to even the weakest peers.
- highPrice is 43.35% below its 52-week high at ₹671.1 and below the 200-day SMA of ₹712.48, indicating the stock has not established a sustained recovery above its long-term trend line. RSI of 43.39 is in neutral territory, with price 5.82% below the 200-DMA.
- mediumTATAINVEST is classified alongside HDFC Bank, Axis Bank, Bajaj Finance, Bajaj Finserv, and HDFC Life — a structurally dissimilar peer set for a listed investment holding company. Its PE of 78.69 ranks last (6th of 6) against peers ranging from 14.74 to 68.55, and its ROE of 1.44% also ranks last, making relative valuation metrics unreliable without a holding-company-specific benchmark.
- mediumProfit margin of 107.49% reflects accounting treatment of investment-income-heavy holding companies — dividend receipts and capital gains relative to minimal operating revenue — rather than operational profitability. Direct margin comparison with operating-business peers is not meaningful.
- lowNews sample is small at 7 articles total; 5 positive and 2 neutral, 0 negative. No analyst coverage data is available (rating and count both null), so sell-side consensus cannot be assessed.
Cross-section contradictions
- 5-year revenue growth of 153.9% and earnings growth of 68.9% are strong in absolute terms, yet ROE has never exceeded 15% in any available year — suggesting growth in the asset base has not translated into commensurate return on equity capital.
- Over 1 year the stock is up 11.84%, yet it remains 43.35% below its 52-week high — indicating a substantial recovery from the trough, but the current price is still materially below the prior peak and below the 200-DMA.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 25 Jun 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 15 May 2026 · rotates through NIFTY 500 every ~5 days