State Bank of India
NSE: SBINState Bank of India: A 30-second snapshot
SBIN trades at ₹1066, up 34.78% over the past year and 10.67% over 3 months, holding above both its 50-day (₹1029.88) and 200-day (₹1019.04) moving averages with RSI at 57.88 (neutral). Its trailing PE of 11.4 and ROE of 15.18% each rank 1st of 6 tracked Banking-sector peers, while the 8 tracked news items over the period run 5 positive, 3 neutral and 0 negative, including an August 7 report of Q1 FY27 standalone profit up 10.2% YoY to ₹21,121 crore.
P/E
11.4
Forward P/E
10.2
ROE
+15.2%
Debt / Equity
—
Profit Margin
+22.4%
Div. Yield
+1.6%
5Y ROE > 15%
3/5
5Y FCF > 0
3/5
Quality
77/100
News
8 headlines · 5 positive · 0 negative
State Bank of India taps dollar bond market with five-year issue - BusinessLine
BusinessLine
State Bank of India (SBKFF) (Q1 2027) Earnings Call Highlights: Record Profit and Digital Push ... - finance.yahoo.com
finance.yahoo.com
SBI standalone net profit up 10.2% to ₹21,121 crore on higher interest income - The Hindu
The Hindu
State Bank of India, HSBC and ICICI lead India's overseas deposit drive, data shows - Reuters
Reuters
State Bank of India, HSBC and ICICI lead India's overseas deposit drive, data shows - TradingView
TradingView
Recent context
- ·SBI reported Q1 FY27 standalone net profit of ₹21,121 crore, up 10.2% YoY on higher interest income (The Hindu, Aug 7).
- ·SBI tapped the dollar bond market with a five-year issue (BusinessLine, Aug 11), around the same window Reuters and TradingView reported SBI among banks leading India's overseas deposit drive (Aug 3).
- ·All 8 tracked news items over the period skew positive (5 positive, 3 neutral, 0 negative), with no negative headlines in the tracked window.
Strengths
- +Trailing PE of 11.4 (forward 10.19) ranks 1st of 6 tracked Banking-sector peers; ROE of 15.18% also ranks 1st of 6.
- +Q1 FY27 standalone net profit rose 10.2% YoY to ₹21,121 crore on higher interest income, per an August 7 report.
- +Price is up 34.78% over 1 year and 10.67% over 3 months, trading above both the 50-DMA (₹1029.88) and 200-DMA (₹1019.04).
- +Mean analyst rating of 1.45 across 37 analysts (1–5 scale, lower = more constructive); 5 of 8 tracked news items over the period carry positive sentiment with none negative.
Weaknesses
- −ROE has cleared the 15% mark in only 3 of the tracked years, with a persistence consistency score of 59/100.
- −Free cash flow was positive in only 3 of the tracked years and the debt trend is flagged "rising" in the persistence data; a standalone debtToEquity figure isn't reported for this bank.
- −Stock is down 12.11% from its 52-week high even after the 1-year and 3-month gains.
- −Sector peer data is incomplete: 1-year price change isn't available for any of the 5 tracked Banking peers, and ROE is missing for 2 of them (Bajaj Finserv, Bajaj Finance), limiting how far the sector comparison can be pushed.
Open questions
- ?Does the pattern of ROE clearing 15% in only 3 of the tracked years reflect a structural improvement in profitability or a cyclical banking tailwind?
- ?How does the "rising" debt trend in the persistence data relate to SBI's deposit and borrowing growth versus the August dollar bond issue?
- ?With sector peer 1-year price-change data unavailable, what other benchmarks would help contextualize the 34.78% one-year move?
- ?What would need to change across additional reporting years for the consistency score (currently 59/100) to trend higher?
Peer comparison: Banking
Ranks 2 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| SBIN | State Bank of IndiaYou're viewing | 11.4 | +15.2% | 67 |
| Industry avg | across 5 peers | 30.8 | +12.7% | 51 |
| AXISBANK | Axis Bank Ltd. | 13.8 | +13.3% | 70 |
| HDFCBANK | HDFC Bank Ltd. | 15.9 | +13.8% | 66 |
| BAJFINANCE | Bajaj Finance Ltd. | 33.6 | — | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 32.1 | — | 37 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 58.7 | +10.8% | 33 |
Technical state
Current price
₹1,066.00
SMA 50
₹1,029.88
SMA 200
₹1,019.04
RSI (14)
57.9 (neutral)
From 52w high
-12.1%
1Y return
+34.8%
3M return
+10.7%
50-DMA
Above
200-DMA
Above
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- lowROE has cleared 15% in only 3 of the tracked years despite a current ROE of 15.18%, with a persistence consistency score of 59/100.
- lowFree cash flow was positive in only 3 of the tracked years and the debtTrend field is flagged "rising"; a standalone debtToEquity figure is not reported (null) for this bank, where balance-sheet leverage reflects deposit and borrowing growth rather than a solvency signal comparable to a non-bank D/E ratio.
- low1-year price change is not reported for any of the 5 tracked Banking-sector peers, limiting sector-relative momentum comparison; ROE is also unavailable for 2 of the 5 peers (Bajaj Finserv, Bajaj Finance).
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 11 Aug 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 11 Aug 2026 · rotates through NIFTY 500 every ~5 days