Oracle Financial Services Software Ltd.
IT · NSE
52-week range
₹6,061 – ₹9,622
From 52w high
-2.9%
RSI (14)
77.8
vs SMA 50 / 200
↑ 50 · ↑ 200
Oracle Financial Services Software (OFSS) is an IT-sector stock trading at ₹9,395, up 18.7% over 12 months and 29.7% over the past 3 months, with price sitting 26.7% above its 50-DMA and 20.3% above its 200-DMA. The company reported Q4 results that drove a 9% single-session advance and declared a ₹270-per-share dividend. Trailing PE of 31.1x and quality score of 72 (ranked 1st of 6 IT peers on quality) reflect a premium-priced, high-quality profile within its sector.
- ✓ROE of 32.6% ranks 2nd among 6 tracked IT peers; 5-year earnings CAGR of 30.6% and revenue CAGR of 20.3% indicate sustained compounding over the measurement period.
- ✓Quality score of 72 ranks 1st of 6 IT peers (HCLTECH 40, INFY 60, TCS 59, TECHM 46, WIPRO 46), reflecting superior composite fundamentals within the sector.
- ✓D/E of 0.41 with a falling debt trend and FCF positive in 4 of 4 available years indicates a capital-light model with improving balance sheet discipline.
- ✓Dividend yield of 7.12% and a ₹270/share Q4 payout reflect substantial cash return; forward PE of 24.5x is a meaningful compression from the trailing 31.1x, signalling earnings growth expectations embedded in consensus.
- ✗RSI of 78.45 is in overbought territory; at ₹9,395, the nearest support levels are ₹7,247 and ₹6,222 — representing drawdowns of 22.9% and 33.8% from current price respectively, with no intermediate technical floor identified in the data.
- ✗Trailing PE of 31.1x ranks last (6 of 6) in the IT peer group; INFY trades at 15.6x, TCS at 17.4x, WIPRO at 15.7x — OFSS carries a 59–100% premium to large-cap IT peers on this metric.
- ✗Analyst coverage is limited to 2 analysts with no computable aggregate rating; the stock operates with very low sell-side coverage relative to large-cap IT names.
- ✗Persistence data is available for only 4 of 5 years, and the consistency score of 86 — while high — cannot be fully validated without the missing year.
- ·Q4 results described as strong triggered a 9% single-session gain on 23 April 2026; the ₹270/share dividend (yield ~2.9% on the pre-results price) was a concurrent disclosure per Economic Times reporting.
- ·Choice Institutional Equities cited a specific price target and issued a stated action on 22 April 2026 (reported via TradingView); this represents one named broker event following the Q4 results.
- ·A Simply Wall St. piece dated 3 May 2026 questioned the timing of entry ahead of the dividend date, noting ex-dividend dynamics — representing a neutral/cautionary data point within an otherwise positive news cycle.
- ?Does the 5-year ROE and earnings-growth persistence reflect a durable competitive moat in banking software, or does it depend on continued Oracle parent-company relationships and captive deal flow?
- ?At a 59–100% PE premium to large-cap IT peers, what earnings growth rate over the next 3–5 years would be required to converge OFSS valuation with the sector, and how does that compare to the historical 5-year CAGR of 30.6%?
- ?The nearest identifiable support is 22.9% below current price — how has OFSS historically behaved during IT sector drawdowns, and what was the recovery duration?
- ?With only 2 analysts tracked, how representative is available sell-side coverage of the full institutional view on this stock, and where do independent research providers diverge?
PE
31.1
Forward PE
24.5
ROE
+32.6%
Profit margin
+34.4%
D/E
0.41
Dividend yield
+7.1%
Quality score
72/100
ROE 5y above 15%
4/5 yrs
FCF 5y positive
4/5 yrs
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.Analysis generated 11 May 2026.