Mahindra & Mahindra Ltd.
NSE: M&MMahindra & Mahindra Ltd.: A 30-second snapshot
M&M trades at Rs 3,502, up 10.17% over the past year and 13.72% over the past three months, sitting 7.84% below its 52-week high after Q1 FY27 net profit rose 34% YoY to Rs 5,455 crore on 23% revenue growth. The stock carries a PE of 21.3x -- the lowest among 6 quoted Auto peers -- against a mean analyst rating of 1.23 across 35 analysts (1-5 scale, lower = more constructive), while free cash flow was positive in only 1 of the tracked years alongside a rising consolidated debt trend.
P/E
21.3
Forward P/E
22.2
ROE
—
Debt / Equity
125.28
Profit Margin
+8.6%
Div. Yield
+0.9%
5Y ROE > 15%
4/5
5Y FCF > 0
1/5
Quality
63/100
News
8 headlines · 4 positive · 0 negative
M&M Q1 Profit Jumps 34% to ₹5,455 Cr; Auto, Farm Strong - HDFC Sky
HDFC Sky
M&M Q1 Results: Strong volumes aid 23% revenue growth; Stock rises despite margin contraction - CNBC TV18
CNBC TV18
Mahindra & Mahindra Q1 profit jumps 34 pc to Rs 5,455 crore - telanganatoday.com
telanganatoday.com
SML Mahindra hits 20% upper circuit after board approves ₹525 crore acquisition of M&M truck, bus business - Fortune India
Fortune India
Mahindra to integrate truck, bus manufacturing under SML Mahindra - The Hindu
The Hindu
Recent context
- ·Q1 FY27 results (reported July 30, 2026) showed net profit up 34% YoY to Rs 5,455 crore and revenue up 23%, with coverage noting margin contraction alongside the volume-led revenue growth.
- ·SML Mahindra's board approved a Rs 525 crore acquisition of M&M's truck and bus business, integrating commercial-vehicle manufacturing under SML Mahindra (reported July 29, 2026).
- ·Sampled news sentiment over the period was positive-leaning (4 positive, 4 neutral, 0 negative of 8 total), clustered mainly around the Q1 results and the SML Mahindra transaction.
Strengths
- +Q1 FY27 net profit rose 34% YoY to Rs 5,455 crore on 23% revenue growth, with news coverage citing strength in the auto and farm segments (reported July 30, 2026).
- +5-year revenue growth of 27.5% and earnings growth of 33.4%; ROE exceeded 15% in 4 of the tracked years per persistence data.
- +Trades at a PE of 21.3x, the lowest among 6 quoted Auto peers (Bajaj Auto 27.7x, Maruti Suzuki 30.8x, Eicher Motors 38.2x, Bosch 45.7x).
- +Trading above both the 50-day (Rs 3,137.89) and 200-day (Rs 3,327.99) moving averages, with a mean analyst rating of 1.23 across 35 analysts (1-5 scale, lower = more constructive).
Weaknesses
- −Free cash flow was positive in only 1 of the tracked years alongside a rising debt trend.
- −Consolidated debt-to-equity of 1.25x is on a rising trajectory; the financing-subsidiary consolidation is a structural factor for the group but the debt trend itself is still climbing.
- −RSI of 69.39 sits just below the conventional 70 overbought threshold after a 13.72% three-month rally, and no resistance levels were identified in the current technical dataset.
- −Quality score of 42 ranks 4th of 6 quoted Auto peers, and 4 of 5 peers have null ROE/1-year price-change data, limiting cross-peer comparison on those metrics.
Open questions
- ?Does the reported margin contraction alongside 23% revenue growth reflect a temporary mix shift or a more structural cost pressure?
- ?How does the FCF pattern (positive in only 1 of the tracked years) look when the vehicle-financing subsidiary's loan-book growth is separated from core auto/farm manufacturing cash flows?
- ?How might the SML Mahindra truck-and-bus integration change M&M's segment mix and capital allocation going forward?
- ?With RSI near 70 after a 13.72% three-month rally, what does the gap between recent price momentum and the stock still being 7.84% below its 52-week high suggest about how the market has absorbed the Q1 results?
Peer comparison: Auto
Ranks 4 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| M&M | Mahindra & Mahindra Ltd.You're viewing | 21.3 | — | 42 |
| Industry avg | across 5 peers | 35.6 | +9.1% | 42 |
| BAJAJ-AUTO | Bajaj Auto Ltd. | 27.7 | — | 57 |
| EICHERMOT | Eicher Motors Ltd. | 38.2 | — | 56 |
| BOSCHLTD | Bosch Ltd. | 45.7 | +19.4% | 47 |
| MARUTI | Maruti Suzuki India Ltd. | 30.8 | — | 33 |
| TMPV | Tata Motors Passenger Vehicles Ltd. | — | -1.1% | 16 |
Technical state
Current price
₹3,502.00
SMA 50
₹3,137.89
SMA 200
₹3,327.99
RSI (14)
69.4 (neutral)
From 52w high
-7.8%
1Y return
+10.2%
3M return
+13.7%
50-DMA
Above
200-DMA
Above
Algorithmic support levels
Risk flags
- highFree cash flow was positive in only 1 of the tracked years, alongside a debt trend classified as rising and consolidated debt-to-equity of 1.25x. M&M's captive vehicle-financing subsidiary consolidates loan-book growth as a cash outflow, which is a structural feature of diversified auto-plus-financial-services groups, but the underlying cash-generation trend across the tracked years is still worth tracking against future periods.
- mediumDebt-to-equity is 1.25x on a consolidated basis (raw source field reads 125.278, which is percent-scaled and equals 1.25x) and is on a rising trend. This is elevated relative to a standalone auto manufacturer, though the consolidation of M&M's financing arm is a structural factor rather than something unique to this balance sheet.
- lowRSI of 69.39 sits just below the conventional 70 overbought threshold following a 13.72% three-month price rally, and the current dataset returned no identified resistance levels, limiting the technical read on overhead supply.
- lowM&M's quality score of 42 ranks 4th of 6 quoted Auto peers, though its PE of 21.3 is the lowest in the peer set (rank 1 of 6). 4 of the 5 quoted peers (Bajaj Auto, Eicher Motors, Maruti Suzuki, Bosch) have null ROE and null 1-year price-change fields in this dataset, limiting cross-peer comparison to PE and quality score only.
Cross-section contradictions
- Q1 FY27 net profit rose 34% YoY to Rs 5,455 crore on 23% revenue growth (reported July 30, 2026), 5-year revenue/earnings growth stand at 27.5%/33.4%, and the mean analyst rating is 1.23 across 35 analysts (1-5 scale, lower = more constructive), yet the 1-year price change is +10.17% and the stock remains 7.84% below its 52-week high.
- Free cash flow was positive in just 1 of the tracked years with a rising debt trend, alongside the same mean analyst rating of 1.23 across 35 analysts -- the cash-generation and leverage pattern is not obviously reflected in the analyst coverage tally.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 11 Aug 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 8 Aug 2026 · rotates through NIFTY 500 every ~5 days