Motilal Oswal Financial Services Ltd.
NSE: MOTILALOFSMotilal Oswal Financial Services Ltd.: A 30-second snapshot
Motilal Oswal Financial Services (₹879.5) is a listed wealth-management and broking firm currently trading above its 50-DMA (₹780.57) and 200-DMA (₹856.96) after recovering 15.23% over the past 3 months, though still 19.83% below its 52-week high. Trailing PE stands at 25.9 against a forward PE of 14.6, with ROE at 15.55% and a profit margin of 23.45%. The balance sheet carries a debt-to-equity of 164.4, consistent with a leveraged financial-sector structure, but flagged as rising in trend.
P/E
25.9
Forward P/E
14.6
ROE
+15.6%
Debt / Equity
164.42
Profit Margin
+23.4%
Div. Yield
+1.3%
5Y ROE > 15%
3/5
5Y FCF > 0
2/5
Quality
57/100
News
2 headlines · 1 positive · 0 negative
Recent context
- ·Both recent news items (Business Today, May 2026) mention MOTILALOFS alongside multi-stock trade setups referencing target prices and stop-loss levels — reflecting active short-term trader interest rather than fundamental coverage.
- ·News volume of just 2 articles from a single outlet over the tracked window limits visibility into corporate developments, regulatory actions, or earnings commentary beyond what is captured in fundamental metrics.
- ·The forward PE of 14.6 versus trailing PE of 25.9 implies the embedded analyst earnings growth estimate is material; whether that estimate reflects AUM expansion, fee-income durability, or one-time items is not discernible from current data.
Strengths
- +Revenue growth of 152.3% over 5 years reflects substantial business expansion for a mid-size financial services firm.
- +Profit margin of 23.45% is comparatively high for a financial intermediary, indicating earnings conversion above many sector peers.
- +Price is above both the 50-DMA (₹780.57) and 200-DMA (₹856.96), with RSI at 62.19 — in neutral territory without indicating near-term overextension.
- +Forward PE of 14.6 represents a 43.6% compression from the trailing PE of 25.9, suggesting analyst earnings estimates embed significant near-term profit growth.
Weaknesses
- −Debt-to-equity of 164.4 is on a rising trend per persistence data, with FCF positive in only 2 of the available historical years — raising questions about balance-sheet durability in a tighter credit or equity-market environment.
- −5-year earnings growth data is absent, and ROE has exceeded 15% in only 3 historical years out of those available, pointing to inconsistent capital efficiency despite rapid revenue growth.
- −Quality score of 49 out of 100 places the firm near the bottom of its (mismatched) peer group — 4th of 6 — and the consistency score of 66 reflects uneven historical performance metrics.
- −19.83% drawdown from the 52-week high signals that the recent 3-month recovery has not restored the stock to prior levels; nearest resistance is at ₹902.5.
Open questions
- ?Does the 152.3% 5-year revenue growth reflect durable AUM and distribution fee expansion, or is a significant portion attributable to market-level appreciation of assets under management in a bull-market period?
- ?How does the rising debt-to-equity trend interact with the firm's business model — is incremental leverage funding client-facing credit products, proprietary trading books, or operating expansion, and what stress scenario does each imply?
- ?With ROE above 15% in only 3 historical years and 5-year earnings growth data absent, how consistent has the gap between revenue growth and bottom-line profitability been, and what drove the divergence in lower-ROE years?
- ?The sector peer group includes retail banks and an insurance company rather than AMC or broking peers — how does MOTILALOFS' valuation and profitability compare against closer financial-intermediary comparables like Nuvama, 360 ONE, or Mirae?
Peer comparison: Banking
Ranks 4 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| MOTILALOFS | Motilal Oswal Financial Services Ltd.You're viewing | 25.9 | +15.6% | 49 |
| Industry avg | across 5 peers | 31.2 | +14.2% | 39 |
| BAJFINANCE | Bajaj Finance Ltd. | 29.1 | +17.9% | 53 |
| AXISBANK | Axis Bank Ltd. | 15.1 | +13.2% | 50 |
| HDFCBANK | HDFC Bank Ltd. | 16.6 | +13.8% | 50 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 28.8 | +14.6% | 23 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 66.2 | +11.3% | 20 |
Technical state
Current price
₹879.50
SMA 50
₹780.57
SMA 200
₹856.96
RSI (14)
62.2 (neutral)
From 52w high
-19.8%
1Y return
+12.9%
3M return
+15.2%
50-DMA
Above
200-DMA
Above
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- highDebt-to-equity of 164.4 is elevated relative to non-bank financials; the persistence dataset flags the debt trend as rising, and FCF was positive in only 2 of the years available — limiting evidence of sustained cash generation across cycles.
- medium5-year earnings growth is absent from the dataset, preventing a full-cycle profitability assessment alongside the reported 152.3% 5-year revenue growth. ROE of 15.55% has exceeded 15% in only 3 of the available historical years, indicating inconsistent capital efficiency.
- mediumPeer group classification places MOTILALOFS alongside retail banks and an insurance company — a structurally imprecise match for a wealth-management and broking firm. All 5 peer priceChange1Y values are null, making relative 1-year price performance unrankable.
- lowTotal news coverage is 2 articles, both from a single outlet (Business Today). Sentiment distribution (1 positive, 1 neutral, 0 negative) is based on a minimal sample and may not reflect the full breadth of coverage.
- lowAnalyst coverage is sparse: rating consensus is null with only 4 analysts tracked, limiting the reliability of any mean-rating inference.
Cross-section contradictions
- 5-year revenue grew 152.3% yet earnings growth data is absent and ROE exceeded 15% in only 3 historical years, suggesting revenue expansion has not translated consistently into sustained profitability metrics.
- Price is up 15.23% over 3 months and trades above both SMA50 (₹780.57) and SMA200 (₹856.96), yet sits 19.83% below the 52-week high — indicating a partial recovery from a deeper drawdown rather than a trend at new highs.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 25 Jun 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 1 Jun 2026 · rotates through NIFTY 500 every ~5 days