Kotak Mahindra Bank Ltd.
NSE: KOTAKBANKKotak Mahindra Bank Ltd.: A 30-second snapshot
Kotak Mahindra Bank trades at ₹393.5, up 2.87% over 3 months but down 1.57% over 12 months, 13.02% below its 52-week high and below its 200-DMA (₹401.52). It carries a PE of 19.28 (forward PE 15.38), a profit margin of 28.47%, and ranks 2nd of 6 tracked Banking-sector peers on composite quality score. Recent news flow is positive (7 of 8 headlines), driven largely by 16-27% YoY Q1 FY27 profit growth and a leadership transition naming co-CEOs and a vice chairman.
P/E
19.3
Forward P/E
15.4
ROE
—
Debt / Equity
—
Profit Margin
+28.5%
Div. Yield
+0.2%
5Y ROE > 15%
0/5
5Y FCF > 0
3/5
Quality
68/100
News
8 headlines · 7 positive · 0 negative
Weekly Recap: 16–26% Q1 FY27 profit rise and co‑CEOs, vice chairman named - TradingView
TradingView
Kotak Bank Q1FY26 net profit up 27% at Rs 4,123 crore - The Times of India
The Times of India
Kotak Bank launches hybrid home loan; enables customers to lock rate for up to 65 months - BusinessLine
BusinessLine
Kotak Bank Q1FY27 PAT rises 23% to ₹5,480 crore; earnings call transcript released - scanx.trade
scanx.trade
Kotak Bank Q1 net rises 26% on loan growth - The Economic Times
The Economic Times
Recent context
- ·Q1 FY27 results reported PAT growth of 16-27% YoY across sources (₹4,123 crore and ₹5,480 crore figures cited), with loan growth cited as a driver.
- ·A leadership transition naming co-CEOs and a vice chairman was reported in the same window as the Q1 results.
- ·The bank launched a hybrid home loan product enabling customers to lock rates for up to 65 months.
Strengths
- +Profit margin of 28.47% alongside 5-year revenue growth of 21% and earnings growth of 22.5%.
- +Analyst coverage of 36 analysts averages 1.69 on a 1-5 scale (lower = more constructive).
- +Quality score of 69 ranks 2nd of 6 tracked Banking-sector peers; PE of 19.28 ranks 3rd of 6, below peers such as HDFCLIFE (58.71) and BAJFINANCE (33.63).
- +Q1 FY27 results reported PAT growth of 23-27% YoY across sources (figures cited: ₹4,123 crore and ₹5,480 crore), with loan growth cited as a driver.
Weaknesses
- −Persistence tracking shows 0 years with ROE above 15% and a consistency score of 32/100, with the debt trend over the tracked period classified as rising.
- −Price is 13.02% below its 52-week high and below the 200-DMA (₹401.52), despite trading just above the 50-DMA (₹390).
- −12-month price change is -1.57%, a divergence from the predominantly positive recent news flow.
- −ROE and debt-to-equity are not populated in the current fundamental snapshot, and priceChange1Y is unavailable for all listed peers, limiting benchmarking.
Open questions
- ?Does the 0-year ROE-above-15% persistence and consistency score of 32/100 reflect a structural shift in profitability drivers, or a transitional period tied to the leadership change?
- ?What is driving the divergence between a 12-month price change of -1.57% and the predominantly positive recent news flow (7 of 8 headlines)?
- ?How does the rising debt trend noted in persistence tracking compare with the bank's stated capital adequacy and loan growth strategy?
- ?With priceChange1Y unavailable for all 5 listed Banking peers, what additional data would be needed to assess relative return performance within the sector?
Peer comparison: Banking
Ranks 2 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| KOTAKBANK | Kotak Mahindra Bank Ltd.You're viewing | 19.3 | — | 69 |
| Industry avg | across 5 peers | 30.8 | +12.7% | 51 |
| AXISBANK | Axis Bank Ltd. | 13.8 | +13.3% | 70 |
| HDFCBANK | HDFC Bank Ltd. | 15.9 | +13.8% | 66 |
| BAJFINANCE | Bajaj Finance Ltd. | 33.6 | — | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 32.1 | — | 37 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 58.7 | +10.8% | 33 |
Technical state
Current price
₹393.50
SMA 50
₹390.00
SMA 200
₹401.52
RSI (14)
54.0 (neutral)
From 52w high
-13.0%
1Y return
-1.6%
3M return
+2.9%
50-DMA
Above
200-DMA
Below
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- mediumPersistence tracking shows 0 of the tracked years with ROE above 15% and a consistency score of 32/100, with the debt trend over the same period classified as rising.
- lowPrice (₹393.5) is 13.02% below its 52-week high and sits below the 200-DMA (₹401.52) while trading just above the 50-DMA (₹390); RSI is neutral at 54, and 12-month price change is -1.57%.
- lowPositive headline flow (7 of 8 tracked, 0 negative) is concentrated around a single Q1 FY27 earnings cycle (16-27% YoY PAT growth reported across sources) and a same-window leadership transition (co-CEOs, vice chairman named).
- lowROE and debt-to-equity are not populated in the current fundamental snapshot, and priceChange1Y is unavailable for all 5 listed Banking-sector peers, limiting current-period leverage and return-based peer benchmarking.
Cross-section contradictions
- Mean analyst rating of 1.69 across 36 analysts (1-5 scale, lower = more constructive) sits toward the constructive end of the scale, while persistence data show 0 tracked years with ROE above 15% and a consistency score of 32/100.
- News sentiment is positive over the tracked window (7 of 8 headlines), largely tied to 16-27% YoY Q1 FY27 profit growth, yet the stock is down 1.57% over 12 months and 13.02% below its 52-week high.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 11 Aug 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 12 Aug 2026 · rotates through NIFTY 500 every ~5 days