IndusInd Bank Ltd.
NSE: INDUSINDBKIndusInd Bank Ltd.: A 30-second snapshot
INDUSINDBK trades at ₹1,027.30, up 28.08% over the past year and 13.33% over 3 months, sitting above both its 50-DMA (₹970.71) and 200-DMA (₹895.17) and 4.69% below its 52-week high. Trailing PE is 59.52 against a forward PE of 12.84, and 5-year persistence data shows 0 years of ROE above 15% with free cash flow positive in only 2 of the years reviewed. News sentiment across the 8 headlines reviewed is entirely neutral (0 positive, 0 negative).
P/E
59.5
Forward P/E
12.8
ROE
—
Debt / Equity
—
Profit Margin
+7.7%
Div. Yield
+0.1%
5Y ROE > 15%
0/5
5Y FCF > 0
2/5
Quality
43/100
News
8 headlines · 0 positive · 0 negative
Adani Power, Adani Green, IndusInd Bank, Eternal Q1 results today: Key expectations - Business Today
Business Today
ICICI Bank advances Monday, outperforms market - MarketWatch
MarketWatch
IndusInd Bank schedules analyst meet for Aug 13 in Mumbai - scanx.trade
scanx.trade
IndusInd Bank Publishes FY 2025-26 Business Responsibility and Sustainability Report - TipRanks
TipRanks
ICICI Bank slips Wednesday, underperforms market - MarketWatch
MarketWatch
Recent context
- ·IndusInd Bank has an analyst meet scheduled for August 13, 2026 in Mumbai, per a report dated August 7, 2026.
- ·Of the 8 headlines reviewed (July 22 – August 10, 2026), all are classified neutral (0 positive, 0 negative); 2 of the top 5 headlines shown concern ICICI Bank rather than IndusInd Bank directly.
- ·Stock is up 13.33% over 3 months and 28.08% over 1 year, currently positioned between support at ₹984.05 and resistance at ₹1,038.
Strengths
- +Price up 28.08% over 1 year and 13.33% over 3 months, trading above both the 50-DMA (₹970.71) and 200-DMA (₹895.17), with RSI at a neutral 57.67.
- +Stock is only 4.69% below its 52-week high, with the nearest support at ₹984.05 below the current price of ₹1,027.30.
- +Forward PE of 12.84 sits well below the trailing PE of 59.52, and 5-year earnings growth of 71.7% is materially higher than 5-year revenue growth of 1%.
- +Ranks 3rd of 6 Banking/NBFC peers reviewed on quality score (50), ahead of HDFCLIFE (33), BAJAJFINSV (37) and BAJFINANCE (47).
Weaknesses
- −5-year persistence data shows 0 years of ROE above 15%, a consistency score of 0, and free cash flow positive in only 2 of the years reviewed — a multi-year record of weak and inconsistent profitability.
- −Trailing PE of 59.52 is roughly 4.6x the forward PE of 12.84, and 5-year revenue growth of 1% sits far below 5-year earnings growth of 71.7% — a wide historical gap between top-line and bottom-line growth.
- −Ranks 6th of 6 Banking/NBFC peers reviewed on PE (59.52, the highest in the peer set), above AXISBANK (13.85), HDFCBANK (15.93), BAJAJFINSV (32.12), BAJFINANCE (33.63) and HDFCLIFE (58.71).
- −ROE, debt-to-equity, and the mean analyst rating are all unavailable (null) in the fundamental data reviewed despite 36 analysts tracked, limiting visibility into capital efficiency, leverage, and consensus positioning.
Open questions
- ?What would need to change structurally for ROE to sustain above 15%, given 0 years above that threshold in the persistence window reviewed?
- ?What earnings trajectory would be required for the 59.52x trailing PE to converge toward the 12.84x forward PE embedded in current estimates?
- ?How does the bank's position as the highest-PE name (6th of 6) among the Banking/NBFC peers reviewed relate to its 3rd-of-6 ranking on quality score?
- ?What might explain the gap between a wholly neutral 8-headline news sample and the stock's 28.08% one-year price gain — has the market's read diverged from the news narrative, or is the reviewed sample simply too thin to capture the driver?
Peer comparison: Banking
Ranks 3 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| INDUSINDBK | IndusInd Bank Ltd.You're viewing | 59.5 | — | 50 |
| Industry avg | across 5 peers | 30.8 | +12.7% | 51 |
| AXISBANK | Axis Bank Ltd. | 13.8 | +13.3% | 70 |
| HDFCBANK | HDFC Bank Ltd. | 15.9 | +13.8% | 66 |
| BAJFINANCE | Bajaj Finance Ltd. | 33.6 | — | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 32.1 | — | 37 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 58.7 | +10.8% | 33 |
Technical state
Current price
₹1,027.30
SMA 50
₹970.71
SMA 200
₹895.17
RSI (14)
57.7 (neutral)
From 52w high
-4.7%
1Y return
+28.1%
3M return
+13.3%
50-DMA
Above
200-DMA
Above
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- high5-year persistence data shows 0 years with ROE above 15%, a consistency score of 0, and free cash flow positive in only 2 of the 5 years reviewed — a multi-year record of weak and inconsistent profitability and cash generation.
- mediumTrailing PE of 59.52 is roughly 4.6x the forward PE of 12.84, implying the market is pricing a sharp near-term earnings step-up, while 5-year revenue growth of 1% sits well below 5-year earnings growth of 71.7% — a wide gap between historical top-line and bottom-line growth.
- mediumAmong the 6 Banking/NBFC peers reviewed, INDUSINDBK ranks 6th (most expensive) on PE at 59.52 — above AXISBANK (13.85), HDFCBANK (15.93), BAJAJFINSV (32.12), BAJFINANCE (33.63) and HDFCLIFE (58.71) — while ranking 3rd of 6 on quality score (50).
- lowROE, debt-to-equity, and the mean analyst rating are all unavailable (null) in the fundamental data reviewed despite 36 analysts tracked, limiting visibility into capital efficiency, leverage, and consensus positioning; the news sample is also thin at 8 headlines, with 2 of the top 5 shown concerning ICICI Bank rather than IndusInd Bank directly.
Cross-section contradictions
- 5-year persistence data shows weak profitability continuity (0 years of ROE above 15%, consistency score of 0, FCF positive in just 2 of 5 years reviewed), yet the stock trades 28.08% higher over the past year and only 4.69% below its 52-week high, above both the 50-DMA (₹970.71) and 200-DMA (₹895.17) — a gap between historical profitability persistence and recent price performance.
- News sentiment across the 8 headlines reviewed is entirely neutral (0 positive, 0 negative), yet the stock is up 13.33% over the past 3 months — the reviewed news sample shows no positive tilt that would obviously explain the recent price momentum.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 11 Aug 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 11 Aug 2026 · rotates through NIFTY 500 every ~5 days