Federal Bank Ltd.
NSE: FEDERALBNKFederal Bank Ltd.: A 30-second snapshot
Federal Bank trades at ₹357.20, up 75.12% over the past year and 21.91% over the past 3 months, sitting 0.75% below its 52-week high with RSI at 70.4 (overbought). The bank carries a trailing PE of 19.12 (forward PE 13.23), profit margin of 30.72%, and reported net profit of roughly ₹1,177 crore for the quarter ended June 30, 2026. Mean analyst rating is 2.09 across 34 analysts (1-5 scale, lower = more constructive), and the stock ranks 3rd of 6 on PE and 2nd of 6 on quality score within its Banking peer set (AXISBANK, BAJAJFINSV, BAJFINANCE, HDFCBANK, HDFCLIFE).
P/E
19.1
Forward P/E
13.2
ROE
—
Debt / Equity
—
Profit Margin
+30.7%
Div. Yield
+0.3%
5Y ROE > 15%
0/5
5Y FCF > 0
4/5
Quality
66/100
News
8 headlines · 3 positive · 1 negative
Kotak Securities Downgrades The Federal Bank to Add From Buy; Price Target is INR375 - marketscreener.com
marketscreener.com
Federal Bank Share: निवेशकों की बल्ले-बल्ले! बैंक का नेट प्रॉफिट ₹1,177 करोड़ पार, शेयर में आई तेजी - Whalesbook
Whalesbook
The Federal Bank Limited Reports Earnings Results for the First Quarter Ended June 30, 2026 - marketscreener.com
marketscreener.com
Motilal Oswal की दमदार Picks: Federal Bank और TVS Motor में इस हफ्ते तूफानी तेजी के आसार! - Whalesbook
Whalesbook
Federal Bank Allots 3.22 Lakh Shares on Employee Stock Option Exercise - TipRanks
TipRanks
Recent context
- ·Federal Bank reported net profit of approximately ₹1,177 crore for the quarter ended June 30, 2026, per a 17-Jul-2026 headline.
- ·Kotak Securities cut its rating on the stock to Add from Buy on 20-Jul-2026, with a stated price target of ₹375.
- ·The bank allotted 3.22 lakh shares on employee stock option exercise per a 25-Jul-2026 filing report; a 27-Jul-2026 report separately listed the stock among Motilal Oswal's featured picks for the week.
Strengths
- +Earnings grew 32.7% and revenue grew 21.4% over the trailing 5 years, with profit margin at 30.72%.
- +Stock trades above both its 50-DMA (₹324.33) and 200-DMA (₹282.36), up 75.12% over 1 year and 21.91% over 3 months.
- +Quality score of 66 ranks 2nd of 6 within its Banking peer set (AXISBANK 70, HDFCBANK 66, BAJFINANCE 51, HDFCLIFE 33, BAJAJFINSV 23).
- +Forward PE compresses to 13.23 from a trailing PE of 19.12; mean analyst rating is 2.09 across 34 analysts (1-5 scale, lower = more constructive).
Weaknesses
- −ROE has not exceeded 15% in any measured year (roeYearsAbove15 = 0); current-year ROE is unavailable in this dataset, consistency score is 43/100, and debt trend is classified as rising.
- −RSI reads 70.4 (overbought), with price 10.1% above the 50-DMA and 26.5% above the 200-DMA, just 0.75% below the 52-week high after a 75.12% 1-year gain.
- −Peer comparison on ROE and 1-year price change is unavailable within the Banking sector data — all 5 listed peers (AXISBANK, BAJAJFINSV, BAJFINANCE, HDFCBANK, HDFCLIFE) show null values for these fields.
- −Kotak Securities downgraded its rating to Add from Buy on 20-Jul-2026 with a price target of ₹375, the one negative item among 8 recent news headlines.
Open questions
- ?Does the 0-for-0 record on ROE exceeding 15% and the 43/100 consistency score reflect a structural profitability ceiling for the bank, or a transitional phase tied to current growth investments?
- ?With the stock 0.75% from its 52-week high and RSI at 70.4, how does the current valuation (PE 19.12, forward PE 13.23) compare to the bank's own historical trading range?
- ?What is driving the rising debt trend alongside 4 of the measured years showing positive free cash flow — balance-sheet growth, credit expansion, or another factor?
- ?How does Kotak's shift from Buy to Add on 20-Jul-2026 square with the ₹1,177 crore profit reported days earlier — is it a valuation call, a growth-outlook change, or something else?
Peer comparison: Banking
Ranks 2 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| FEDERALBNK | Federal Bank Ltd.You're viewing | 19.1 | — | 66 |
| Industry avg | across 5 peers | 32.2 | +14.1% | 49 |
| AXISBANK | Axis Bank Ltd. | 13.9 | +13.3% | 70 |
| HDFCBANK | HDFC Bank Ltd. | 16.3 | +13.8% | 66 |
| BAJFINANCE | Bajaj Finance Ltd. | 36.8 | +17.9% | 51 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 61.2 | +10.8% | 33 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 32.7 | +14.6% | 23 |
Technical state
Current price
₹357.20
SMA 50
₹324.33
SMA 200
₹282.36
RSI (14)
70.4 (overbought)
From 52w high
-0.8%
1Y return
+75.1%
3M return
+21.9%
50-DMA
Above
200-DMA
Above
Algorithmic support levels
Risk flags
- mediumROE has not exceeded 15% in any measured year (roeYearsAbove15 = 0); the current-year ROE figure is unavailable in this dataset. Consistency score is 43/100 and the debt trend is classified as rising, while FCF was positive in 4 of the measured years.
- mediumRSI reads 70.4 (overbought). Price of ₹357.20 is 10.1% above the 50-DMA (₹324.33) and 26.5% above the 200-DMA (₹282.36), and sits just 0.75% below the 52-week high after a 75.12% gain over 1 year and 21.91% over 3 months.
- lowROE and 1-year price-change rankings within the Banking peer set are unavailable (null) for all 5 listed peers (AXISBANK, BAJAJFINSV, BAJFINANCE, HDFCBANK, HDFCLIFE), leaving only PE rank (3 of 6) and quality-score rank (2 of 6) usable for comparison.
- lowKotak Securities downgraded its rating on the stock to Add from Buy on 20-Jul-2026 with a stated price target of ₹375, the single negative item among 8 recent news items (3 positive, 4 neutral, 1 negative).
Cross-section contradictions
- ROE has not exceeded 15% in any measured year and the consistency score is 43/100, yet the stock trades 0.75% below its 52-week high after a 75.12% 1-year gain, and carries a mean analyst rating of 2.09 across 34 analysts (1-5 scale, lower = more constructive).
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 11 Aug 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 31 Jul 2026 · rotates through NIFTY 500 every ~5 days