Canara Bank
NSE: CANBKCanara Bank: A 30-second snapshot
Canara Bank trades at Rs 129, roughly flat over 3 months (+1.85%) but up 22.51% over the trailing year, currently below its 200-DMA (Rs 135.83) and 18.19% off its 52-week high. Q1 FY27 net profit rose 2% YoY to Rs 4,856 crore, with management guiding to 11-12% loan growth for FY27. The stock carries a trailing PE of 5.95, the lowest among 6 tracked sector peers, and a mean analyst rating of 1.7 across 20 analysts (1-5 scale, lower = more constructive).
P/E
5.9
Forward P/E
5.6
ROE
—
Debt / Equity
—
Profit Margin
+43.1%
Div. Yield
+3.3%
5Y ROE > 15%
3/5
5Y FCF > 0
3/5
Quality
67/100
News
8 headlines · 2 positive · 2 negative
Canara Bank Q1 Net Profit Rises Marginally to Rs 4,856 Cr - HDFC Sky
HDFC Sky
Canara Bank Q1 Results: Net Profit Rises 2% YoY To Rs 4,856 Crore; Sees 11-12% Loan Growth In FY27 - NDTV Profit
NDTV Profit
Canara Bank Q1 Results: PSU lender jumps after asset quality improves, slippages moderate - CNBC TV18
CNBC TV18
Canara Bank bets on data centres, battery storage & power evacuation projects: MD & CEO - BusinessLine
BusinessLine
CBI conducts searches across four States in ₹1,109-crore bank fraud case - The Hindu
The Hindu
Recent context
- ·Q1 FY27 results (reported late July): net profit up 2% YoY to Rs 4,856 crore; NDTV Profit reported management guidance of 11-12% loan growth for FY27.
- ·CNBC TV18 reported the stock moved higher after asset quality improved and slippages moderated in the Q1 print.
- ·A headline referencing CBI searches across four states tied to a Rs 1,109-crore bank-fraud case appeared in the tracked news set (The Hindu, Jul 19); separately, BusinessLine reported the bank's MD & CEO discussing financing plans for data centres, battery storage, and power evacuation projects.
Strengths
- +Q1 FY27 net profit rose 2% YoY to Rs 4,856 crore, with CNBC TV18 reporting improved asset quality and moderating slippages during the quarter.
- +5-year earnings growth of 62.2% alongside a 43.13% profit margin.
- +Trailing PE of 5.95 (forward 5.60) is the cheapest among 6 tracked sector peers, versus the next-lowest, Axis Bank, at 13.85.
- +Mean analyst rating of 1.7 across 20 analysts (1-5 scale, lower = more constructive); management guided to 11-12% loan growth for FY27 and cited new financing verticals including data centres, battery storage, and power evacuation projects.
Weaknesses
- −Price sits below the 200-DMA (Rs 135.83, about 5% below) and is 18.19% off its 52-week high, even while trading marginally above the 50-DMA (Rs 128.20).
- −A headline in the tracked news set references CBI searches across four states tied to a Rs 1,109-crore bank-fraud case (The Hindu, Jul 19), one of 2 negative items among 8 tracked headlines; the headline does not specify which bank is involved.
- −ROE and debt-to-equity are not available in the current data set; the persistence tracker separately shows ROE above 15% in only 3 of the tracked years and flags a 'rising' debt trend (consistency score 59/100).
- −5-year revenue growth is negative (-12.9%), even as 5-year earnings growth (+62.2%) and profit margin (43.13%) have expanded -- a top-line/bottom-line divergence worth noting.
Open questions
- ?Does the persistence tracker's 'rising' debt trend reflect balance-sheet growth typical of an expanding loan book, or a shift in funding mix worth tracking over coming quarters?
- ?What, if any, is the connection between Canara Bank and the Rs 1,109-crore bank-fraud case referenced in the Jul 19 CBI-search headline, given the article does not name the bank directly?
- ?How does the -12.9% five-year revenue growth relate to sector-wide interest-rate and loan-growth cycles versus company-specific factors, given earnings still grew 62.2% over the same period?
- ?With the peer set mixing banks, NBFCs, and an insurer, how would the PE of 5.95 compare against a bank-only peer group rather than the current 6-name cross-sector set?
Peer comparison: Banking
Ranks 3 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| CANBK | Canara BankYou're viewing | 5.9 | — | 59 |
| Industry avg | across 5 peers | 30.8 | +12.7% | 51 |
| AXISBANK | Axis Bank Ltd. | 13.8 | +13.3% | 70 |
| HDFCBANK | HDFC Bank Ltd. | 15.9 | +13.8% | 66 |
| BAJFINANCE | Bajaj Finance Ltd. | 33.6 | — | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 32.1 | — | 37 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 58.7 | +10.8% | 33 |
Technical state
Current price
₹129.00
SMA 50
₹128.20
SMA 200
₹135.83
RSI (14)
53.4 (neutral)
From 52w high
-18.2%
1Y return
+22.5%
3M return
+1.9%
50-DMA
Above
200-DMA
Below
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- mediumOf 8 tracked headlines (2 positive, 4 neutral, 2 negative; overall label neutral), one references CBI searches across four states tied to a Rs 1,109-crore bank-fraud case (The Hindu, Jul 19); the headline itself does not name the specific bank involved. This sits alongside two positive items on the Q1 FY27 print -- CNBC TV18 reported asset quality improved and slippages moderated during the quarter.
- lowPrice of Rs 129 sits below the 200-DMA (Rs 135.83, about 5% below) and is 18.19% off its 52-week high, though it remains marginally above the 50-DMA (Rs 128.20) and is up 22.51% over the trailing 1 year and 1.85% over the past 3 months, with RSI in a neutral 53.38.
- lowROE and debt-to-equity are not available in the current fundamental keyMetrics, even though the persistence tracker separately shows ROE above 15% in only 3 of the tracked years and flags a 'rising' debt trend (consistency score 59/100) -- leaving the profitability and leverage picture incomplete for a banking stock where capital-adequacy context matters.
- low5-year revenue growth of -12.9% contrasts with 5-year earnings growth of +62.2% and a 43.13% profit margin; the stock's trailing PE of 5.95 (forward 5.60) ranks 1st (cheapest) of 6 tracked sector peers, but that peer set mixes banks (Axis Bank, HDFC Bank), NBFCs (Bajaj Finance, Bajaj Finserv) and an insurer (HDFC Life), limiting like-for-like comparison.
Cross-section contradictions
- 5-year revenue growth of -12.9% coexists with 5-year earnings growth of +62.2% and the cheapest trailing PE (5.95) among 6 tracked cross-sector peers -- a low valuation multiple alongside top-line contraction but strong bottom-line growth.
- The Q1 FY27 print drove positive coverage of improving asset quality and moderating slippages (CNBC TV18), while a separate headline in the same tracked window references a CBI-linked bank-fraud case (The Hindu, Jul 19) -- a mixed signal within a roughly three-week span.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 11 Aug 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 11 Aug 2026 · rotates through NIFTY 500 every ~5 days
