Bank of Baroda
NSE: BANKBARODABank of Baroda: A 30-second snapshot
Bank of Baroda trades at Rs 247.81, down 21.41% from its 52-week high and below both its 50-day (Rs 258.56) and 200-day (Rs 271.66) moving averages, though still up 5.82% over the past year. The stock carries a trailing PE of 7.01 (forward PE 5.78) and ROE of 11.32%, and recent news flow is dominated by coverage (7 of 8 tracked items negative) of a confirmed cyber incident and alleged customer data leak reported in late July 2026.
P/E
7.0
Forward P/E
5.8
ROE
+11.3%
Debt / Equity
—
Profit Margin
+27.4%
Div. Yield
+3.4%
5Y ROE > 15%
1/5
5Y FCF > 0
2/5
Quality
50/100
News
8 headlines · 0 positive · 7 negative
Compromised email led to data leak, says Bank of Baroda - The Times of India
The Times of India
India's Bank of Baroda confirms cyber incident after hackers claim data theft - The Record from Recorded Future News
The Record from Recorded Future News
Bank of Baroda initiates forensic investigation on data breach that leaked critical customer information - The Hindu
The Hindu
Bank of Baroda 1TB data leaked, account details, names, numbers and Aadhaar available online - India Today
India Today
Customer data from India's Bank of Baroda leaked online, source and researcher say - Reuters
Reuters
Recent context
- ·Reuters, The Times of India, The Hindu, India Today and The Record from Recorded Future News reported (27-28 July 2026) that Bank of Baroda confirmed a cyber incident after hackers claimed theft of customer data, with reports describing an alleged ~1TB leak including account details, names and Aadhaar numbers.
- ·Bank of Baroda stated the incident stemmed from a compromised employee email account and said it has initiated a forensic investigation, per the same coverage.
- ·Overall news sentiment across the 8 tracked items is 'negative' (0 positive, 1 neutral, 7 negative), a sharp skew relative to the more constructive 1.91 mean analyst rating on record.
Strengths
- +Trailing PE of 7.01 and forward PE of 5.78 are the lowest among the 6 tracked Banking-sector peers.
- +Profit margin of 27.39% and dividend yield of 3.43%.
- +5-year revenue growth of 18%.
- +Mean analyst rating of 1.91 across 34 analysts (1-5 scale, lower = more constructive).
Weaknesses
- −News flow is dominated by data-breach coverage: 7 of 8 tracked items are negative, reporting an alleged 1TB customer data leak tied to a compromised employee email account, with the bank stating it has initiated a forensic investigation.
- −5-year earnings growth of -48.6% runs counter to 5-year revenue growth of +18%; ROE exceeded 15% in only 1 of the tracked years, free cash flow was positive in only 2 of the tracked years, and the debt trend is classified as rising.
- −Price sits below both the 50-day and 200-day moving averages and is down 21.41% from its 52-week high.
- −Ranks 3rd of 6 on both ROE and composite quality score within a tracked peer set that mixes a PSU bank, two NBFCs and a life insurer.
Open questions
- ?What operational and compliance controls has the bank disclosed since the July 2026 breach report, and how might they affect customer-facing systems going forward?
- ?Does the gap between 5-year revenue growth (+18%) and 5-year earnings growth (-48.6%) reflect rising provisioning, one-off items, or a structural margin trend?
- ?How does BANKBARODA's ROE persistence (15%+ in only 1 of the tracked years) compare with its own historical range and with public-sector-bank peers outside this dataset?
- ?Given the current price sits below both key moving averages while the 1-year return remains positive, what does that combination suggest about the stock's trading range over the past 12 months?
Peer comparison: Banking
Ranks 3 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| BANKBARODA | Bank of BarodaYou're viewing | 7.0 | +11.3% | 50 |
| Industry avg | across 5 peers | 30.8 | +12.7% | 51 |
| AXISBANK | Axis Bank Ltd. | 13.8 | +13.3% | 70 |
| HDFCBANK | HDFC Bank Ltd. | 15.9 | +13.8% | 66 |
| BAJFINANCE | Bajaj Finance Ltd. | 33.6 | — | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 32.1 | — | 37 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 58.7 | +10.8% | 33 |
Technical state
Current price
₹247.81
SMA 50
₹258.56
SMA 200
₹271.66
RSI (14)
47.5 (neutral)
From 52w high
-21.4%
1Y return
+5.8%
3M return
-4.5%
50-DMA
Below
200-DMA
Below
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- high7 of 8 classified news items (0 positive, 1 neutral) carry a negative sentiment label; overall news sentiment is labelled 'negative'. Coverage from 27-28 July 2026 (Reuters, The Times of India, The Hindu, India Today, The Record from Recorded Future News) reports a confirmed cyber incident at Bank of Baroda, with claims of an alleged 1TB customer data leak (names, account numbers, Aadhaar details) linked to a compromised employee email account; the bank has stated it has initiated a forensic investigation.
- medium5-year earnings growth of -48.6% runs counter to 5-year revenue growth of +18%; ROE (11.32%) exceeded 15% in only 1 of the tracked years (consistency score 34/100), free cash flow was positive in only 2 of the tracked years, and the debt trend is classified as rising.
- mediumCurrent price of Rs 247.81 sits below both the 50-day (Rs 258.56) and 200-day (Rs 271.66) moving averages, is down 21.41% from its 52-week high, and down 4.47% over the past 3 months, even though the 1-year price change remains positive at +5.82%.
- lowBANKBARODA ranks 3rd of 6 on ROE (11.32% vs. Axis Bank's 13.35% and HDFC Bank's 13.84%) and 3rd of 6 on composite quality score (50/100) within the tracked 'Banking' peer set, which mixes a PSU bank with two NBFCs (Bajaj Finance, Bajaj Finserv) and a life insurer (HDFC Life); 1-year price-return data is unavailable for all 5 listed peers, limiting like-for-like comparison. BANKBARODA carries the lowest trailing PE (7.01) of the six names tracked.
- lowdebtToEquity is not populated in this data pull. For a public-sector bank, balance-sheet leverage is more meaningfully assessed via capital-adequacy ratio (CAR) than a generic D/E figure, which is not captured in this dataset.
Cross-section contradictions
- Mean analyst rating of 1.91 across 34 analysts (1-5 scale, lower = more constructive) sits toward the constructive end even as the stock trades below both its 50-day and 200-day moving averages, is down 21.41% from its 52-week high, and 7 of 8 tracked recent news items are negative following data-breach reports.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 12 Aug 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 11 Aug 2026 · rotates through NIFTY 500 every ~5 days