Bank of Baroda
Banking · NSE
52-week range
₹205 – ₹326
From 52w high
-18.9%
RSI (14)
41.3
vs SMA 50 / 200
↓ 50 · ↓ 200
Bank of Baroda trades at ₹263.90 with a trailing PE of 6.87 and forward PE of 6.11, among the lowest in a peer set that includes HDFC Bank (PE 17.4) and Bajaj Finance (PE 31.3). The bank reported Q4FY26 net profit of ₹5,616 crore, up 11.2% YoY, with a declared dividend of ₹8.5 per share (yield 3.16%). Price is currently 18.92% below the 52-week high, below both the 50-DMA and 200-DMA, with RSI at 41.33.
- ✓Lowest PE in a 6-stock peer set at 6.87 trailing and 6.11 forward, compared to sector peers ranging from 15 (Axis Bank) to 69.7 (HDFC Life).
- ✓Q4FY26 net profit grew 11.2% YoY to ₹5,616 crore with reported improvement in asset quality, per published results.
- ✓Dividend yield of 3.16% on a declared ₹8.5 per share payout provides an income component not present at higher-PE peers.
- ✓Mean analyst rating of 1.73 across 33 analysts on a 1–5 scale (lower = more constructive).
- ✗ROE of 12.74% has been above 15% in only 1 of the tracked years, trailing peers Bajaj Finance (17.91%) and HDFC Bank (13.82%) on return quality.
- ✗5-year revenue growth is negative at -7.6%, and FCF was positive in only 2 of the available years, pointing to uneven earnings quality.
- ✗Price of ₹263.90 sits below both the 50-DMA (₹279.74) and 200-DMA (₹274.07), with a 9.27% decline over the past 3 months and an 18.92% drawdown from the 52-week high.
- ✗Quality score of 50 (ranked 2nd of 6 peers) masks a consistency score of 56 and a debt trend classified as flat, with no discernible improvement trajectory in the persistence metrics.
- ·Bank of Baroda reported Q4FY26 PAT of ₹5,616 crore (+11.2% YoY) and declared an ₹8.5 dividend; asset quality was described as improved in coverage by Business Standard, Moneycontrol, and NDTV Profit (May 8, 2026).
- ·Bank of Baroda partnered with Reliance Jio to launch the bob World Lite app for feature phones, targeting digital inclusion in underserved segments (April 2026).
- ·Near-term price levels show support at ₹260 and ₹241, with resistance clustered at ₹286.25–₹295.75; the stock closed at ₹263.90, proximate to the lower support level.
- ?Does the persistently negative 5-year revenue growth reflect a structural shift in Bank of Baroda business mix, or is it an accounting effect from the Vijaya Bank and Dena Bank merger base?
- ?How does Bank of Baroda asset quality trajectory (NPA ratios, provision coverage) compare with PSU banking peers over the past 4 quarters?
- ?What is driving the gap between the Q4FY26 profit growth of 11.2% and the 9.27% price decline over the same 3-month window?
- ?At what point, if any, has the bank historically demonstrated ROE above 15%, and what operating conditions produced that outcome?
PE
6.9
Forward PE
6.1
ROE
+12.7%
Profit margin
+31.2%
D/E
—
Dividend yield
+3.2%
Quality score
50/100
ROE 5y above 15%
1/5 yrs
FCF 5y positive
2/5 yrs
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.Analysis generated 10 May 2026.