Bajaj Holdings & Investment Ltd.
NSE: BAJAJHLDNGBajaj Holdings & Investment Ltd.: A 30-second snapshot
Bajaj Holdings and Investment is an NSE-listed holding company trading at ₹10,025, carrying a PE of 11.96 — the lowest among its six-company peer group — and a near-zero D/E of 0.012. The stock has declined 10.17% over 12 months and is 31.76% below its 52-week high, with price sitting below both the 50-DMA and 200-DMA as of May 2026. Its value is principally a function of the market capitalisation of its listed stakes in Bajaj group operating companies rather than standalone operating performance.
P/E
12.0
Forward P/E
—
ROE
+12.6%
Debt / Equity
0.01
Profit Margin
+857.5%
Div. Yield
+1.6%
5Y ROE > 15%
0/5
5Y FCF > 0
3/5
Quality
59/100
News
4 headlines · 1 positive · 1 negative
Bajaj Holdings & Investment stock (INE111A01025): MarketsMojo cuts rating to Sell - AD HOC NEWS
AD HOC NEWS
Bajaj Holdings Clears FY26 Results, Proposes Special Dividend and Director Reappointment - TipRanks
TipRanks
Bajaj Holdings And Investment Q4 Consol Net Profit 25.75 Billion Rupees - TradingView
TradingView
Operating cash flow per share of Bajaj Holdings & Investment Limited. – NSE:BAJAJHLDNG - TradingView
TradingView
Recent context
- ·Bajaj Holdings reported Q4 FY26 consolidated net profit of ₹25.75 billion and the board proposed a special dividend alongside a director reappointment, with the results published in the first week of May 2026.
- ·MarketsMojo cut its rating on BAJAJHLDNG to the most negative level on its scale (as reported on AD HOC NEWS, 12 May 2026), one of four recent news items — the only negative headline in the sparse four-article sample.
- ·News sentiment across 4 total articles is classified neutral overall (1 positive, 2 neutral, 1 negative); the thin sample limits the reliability of any aggregate sentiment reading for this stock.
Strengths
- +Lowest PE in the peer group at 11.96, compared with peers ranging from 14.85 (Axis Bank) to 69.14 (HDFC Life), indicating the market currently assigns a discount to the holding-company structure.
- +Highest quality score in the peer group at 64, compared with the next-highest peer at 53 (Axis Bank and Bajaj Finance), reflecting balance-sheet strength driven by near-zero leverage.
- +Debt-to-equity of 0.012 is effectively ungeared; debt trend is classified as falling, indicating a further reduction in an already minimal liability base.
- +FCF was positive in 3 of the available persistence years, and earnings growth over 5 years stands at +49.3%, reflecting compounding of subsidiary valuations and dividend receipts.
Weaknesses
- −Stock has declined 10.17% over the past 12 months and sits 31.76% below its 52-week high, with price below both the 50-DMA (₹10,032) and 200-DMA (₹11,589) — a multi-timeframe downtrend by each of these measures.
- −ROE of 12.62% has not exceeded 15% in any year of the persistence window, placing it 5th of 6 among peers on this metric; the low-leverage balance sheet limits the ability of ROE to expand without income growth.
- −Five-year revenue growth of -48.3% reflects a structural contraction in the standalone revenue base; as a holding company this may indicate a deliberate shift away from operating income, but the negative figure reduces visibility into organic earnings quality.
- −Sector peer comparison has limited interpretive value: BAJAJHLDNG is a holding company benchmarked against operating banks and NBFCs; standard metrics such as PE and ROE measure structurally different economic activities across this peer set.
Open questions
- ?How much of BAJAJHLDNG's market price is attributable to the current market capitalisation of its disclosed stakes in Bajaj Finance, Bajaj Finserv, and other group entities, and what discount or premium does the current price imply to that net asset value?
- ?The 5-year revenue decline of 48.3% alongside earnings growth of 49.3% suggests a changing income mix — to what extent does reported earnings growth reflect realised dividend income versus unrealised mark-to-market gains on listed holdings, and how does that affect earnings sustainability?
- ?Given that ROE has not crossed 15% in any year of the available window and the stock has declined 31.76% from its 52-week high, what structural or regulatory developments in the underlying operating businesses would be most relevant to monitor?
- ?How does the holding-company discount embedded in BAJAJHLDNG's PE of 11.96 compare with historical holding-company discount norms for Indian conglomerate structures, and what factors have historically caused that discount to compress or widen?
Peer comparison: Banking
Ranks 1 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| BAJAJHLDNG | Bajaj Holdings & Investment Ltd.You're viewing | 12.0 | +12.6% | 64 |
| Industry avg | across 5 peers | 32.0 | +14.2% | 39 |
| AXISBANK | Axis Bank Ltd. | 14.8 | +13.2% | 53 |
| BAJFINANCE | Bajaj Finance Ltd. | 29.9 | +17.9% | 53 |
| HDFCBANK | HDFC Bank Ltd. | 17.2 | +13.8% | 47 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 29.1 | +14.6% | 23 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 69.1 | +11.3% | 20 |
Technical state
Current price
₹10,025.00
SMA 50
₹10,032.58
SMA 200
₹11,589.75
RSI (14)
43.7 (neutral)
From 52w high
-31.8%
1Y return
-10.2%
3M return
-9.7%
50-DMA
Below
200-DMA
Below
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- highStock is 31.76% below its 52-week high and has declined 10.17% over 12 months and 9.69% over the past 3 months; price of ₹10,025 sits below both the 50-DMA (₹10,032) and the 200-DMA (₹11,589), indicating sustained price weakness across multiple timeframes.
- mediumROE of 12.62% has not exceeded 15% in any year over the persistence window (roeYearsAbove15 = 0); ranked 5th of 6 in the peer group on this metric, despite near-zero leverage (D/E 0.012).
- mediumBAJAJHLDNG is a holding company whose value derives primarily from stakes in Bajaj Finance, Bajaj Finserv, and other group entities; its Banking sector classification means PE (11.96 vs peer range 14.8–69.1) and ROE comparisons with operating banks and NBFCs carry limited interpretive weight.
- lowReported profit margin of 857.46% is an artifact of holding-company accounting — dividend income and mark-to-market gains on subsidiaries as a fraction of minimal standalone revenue — and cannot be compared with operating-company margins.
- lowNo analyst coverage data available (rating and count both null); news sample is sparse at 4 total articles, limiting sentiment signal reliability.
Cross-section contradictions
- FY26 results showed Q4 consolidated net profit of ₹25.75 billion and the board proposed a special dividend alongside director reappointment, yet the stock is 10.17% lower over 12 months and 31.76% below its 52-week high — earnings delivery and price performance have diverged materially.
- Revenue growth over 5 years is -48.3% while earnings growth over the same period is +49.3%; for a holding company this likely reflects a structural shift from operating revenue to investment income, but the combination warrants examination of what drives the earnings base.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 25 Jun 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 15 May 2026 · rotates through NIFTY 500 every ~5 days