Affle 3i Ltd.
NSE: AFFLEAffle 3i Ltd.: A 30-second snapshot
Affle India (AFFLE) is an adtech platform company classified in the IT sector, trading at ₹1,463 as of the latest data point — 13.2% below its 200-day moving average and 33.1% below its 52-week high, after declining 15.3% over the past year. Q4 FY26 results showed revenue growth of 20.3% and PAT growth of 16% YoY, while the trailing PE of 44.5 places the stock at a significant premium to large-cap IT peers. Five-year revenue CAGR of 20.3% and earnings CAGR of 15.7% reflect consistent top-line expansion, though ROE of 13.79% remains below the sector leaders.
P/E
44.5
Forward P/E
28.7
ROE
+13.8%
Debt / Equity
0.41
Profit Margin
+16.8%
Div. Yield
—
5Y ROE > 15%
1/5
5Y FCF > 0
4/5
Quality
62/100
News
8 headlines · 6 positive · 0 negative
Affle 3i Q4 Revenue Rises 20.3% to INR 7.24 Billion - scanx.trade
scanx.trade
Affle reports 20% revenue growth in Q4 FY26; PAT up 16% - PitchOnnet
PitchOnnet
Affle posts 20% revenue growth in Q4 FY26, PAT rises 16% - Exchange4Media
Exchange4Media
AFFLE 3I Standalone March 2026 Net Sales at Rs 219.44 crore, up 17.01% Y-o-Y - Moneycontrol.com
Moneycontrol.com
Broker's call: Affle 3i (Buy) - BusinessLine
BusinessLine
Recent context
- ·Q4 FY26 results (reported May 2026) showed consolidated revenue of ₹7.24 billion (+20.3% YoY) and PAT growth of 16%, maintaining the historical growth trajectory reported across 8 news articles with predominantly positive sentiment.
- ·BusinessLine reported a broker call on AFFLE in May 2026 following the Q4 results; the article is headlined as a broker action item, indicating active sell-side attention to the earnings release.
- ·The stock is currently above its 50-DMA of ₹1,428.68 (price ₹1,463) but remains below the 200-DMA of ₹1,685.9; RSI of 49.87 is in neutral territory, with nearest resistance at ₹1,478.1 and ₹1,519.8.
Strengths
- +Five-year revenue CAGR of 20.3% and earnings CAGR of 15.7% demonstrate sustained double-digit compounding across the measurement period.
- +FCF was positive in 4 of tracked years with a falling debt trend; D/E of 0.405 is low relative to the revenue base and indicates a manageable leverage position.
- +Q4 FY26 standalone net sales grew 17% YoY to ₹219.44 crore and consolidated revenue rose 20.3% to ₹7.24 billion, with PAT up 16% — consistent with the multi-year growth pattern.
- +Forward PE of 28.7 represents a meaningful compression from the trailing PE of 44.5, reflecting analyst expectations of earnings acceleration relative to the current price.
Weaknesses
- −ROE of 13.79% with only 1 of tracked years above the 15% threshold contrasts sharply with sector peers INFY (31.4%) and TCS (48.4%), suggesting lower capital-return efficiency relative to established IT large-caps.
- −Trailing PE of 44.5 ranks last (6th of 6) among sector peers in the dataset, with the next-highest peer TECHM at 28.5; the 2–3x valuation premium to the sector requires sustained high growth to be sustained at current price levels.
- −Price has been below the 200-DMA of ₹1,685.9 and is 33.1% off the 52-week high of approximately ₹2,183; the 1-year price decline of 15.3% reflects a period of multiple compression.
- −Quality score of 47 ranks 3rd of 6 among the sector peer set, lagging INFY (60) and TCS (62), with the gap driven by return-on-equity and valuation metrics rather than revenue growth.
Open questions
- ?Does the 20%+ five-year revenue CAGR reflect a structural expansion in mobile adtech addressable market, or is it concentrated in a small number of geographies or clients that could shift?
- ?How has the ROE of 13.79% — with only one year above 15% in the tracked period — evolved as the company has scaled revenue, and what does the trajectory imply about incremental returns on capital deployed?
- ?Given the forward PE of 28.7 versus trailing PE of 44.5, what level of earnings growth is embedded in consensus estimates, and how sensitive is that implied growth to macroeconomic conditions affecting digital ad spend?
- ?The stock has compressed 33% from its 52-week high while Q4 results remained in line with historical growth rates — what factors explain the divergence between reported operating performance and price action?
Peer comparison: IT
Ranks 3 of 6 on qualityTechnical state
Current price
₹1,463.00
SMA 50
₹1,428.68
SMA 200
₹1,685.90
RSI (14)
49.9 (neutral)
From 52w high
-33.1%
1Y return
-15.3%
3M return
-3.1%
50-DMA
Above
200-DMA
Below
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- mediumTrailing PE of 44.5 is the highest among 6 IT-sector peers in the dataset; TCS, INFY, HCLTECH, and WIPRO trade at 16.9, 15.6, 19.5, and 16.4 respectively — placing AFFLE at a 2–3x valuation premium and ranked 6th of 6 on PE.
- mediumPrice of ₹1,463 is 13.2% below the 200-DMA of ₹1,685.9 and 33.1% below the 52-week high; the stock has been below the 200-DMA with a 1-year price change of -15.3%, indicating a sustained medium-term downtrend.
- mediumROE of 13.79% with only 1 of tracked years above 15%, against an IT-sector backdrop where INFY reports 31.4% and TCS 48.4%; quality score of 47 ranks 3rd of 6 among sector peers.
- lowAnalyst consensus rating is unavailable (null); only a count of 11 analysts is present, limiting the ability to assess sell-side direction for this stock.
Cross-section contradictions
- Q4 FY26 revenue grew 20.3% and PAT rose 16% with news sentiment skewing positive (6 positive, 0 negative across 8 articles), yet the stock is down 15.3% over 12 months and 33.1% from its 52-week high — suggesting the market compressed the PE multiple even as reported financials improved.
- FCF was positive in 4 of the tracked years and debt trend is falling (D/E 0.405), indicating improving balance-sheet health, yet the trailing PE of 44.5 still represents a 2–3x premium to large-cap IT peers, pointing to a valuation-vs-quality gap that has not closed despite operational improvement.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 25 Jun 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 1 Jun 2026 · rotates through NIFTY 500 every ~5 days