Aditya Birla Capital Ltd.
NSE: ABCAPITALAditya Birla Capital Ltd.: A 30-second snapshot
Aditya Birla Capital trades at Rs 394.05, up 55.29% over the past year and 9.2% over three months, holding above both its 50-day (Rs 380.97) and 200-day (Rs 349.43) moving averages with RSI at 50.53 (neutral). The NBFC reported Q1 FY27 profit after tax of Rs 1,175 crore, up 40% year-on-year, on July 31, 2026, and currently trades at a trailing PE of 28.41x versus an ROE of 11.18% -- the second-lowest reported ROE among six tracked financial-sector peers.
P/E
28.4
Forward P/E
16.5
ROE
+11.2%
Debt / Equity
495.94
Profit Margin
+11.7%
Div. Yield
—
5Y ROE > 15%
1/5
5Y FCF > 0
0/5
Quality
50/100
News
8 headlines · 6 positive · 0 negative
ABCAPITAL: Q1 FY 2027 delivered 40% PAT growth, strong lending, insurance, and digital expansion - TradingView
TradingView
ABCAPITAL: Q1 FY27 delivered 40% PAT growth, strong lending and insurance momentum, and major capital infusion - TradingView
TradingView
Aditya Birla Capital: पहिल्या तिमाहीत नफ्यात **40%** वाढ, ₹1,175 कोटींवर पोहोचला - whalesbook.com
whalesbook.com
Aditya Birla Capital Limited Reports Earnings Results for the First Quarter Ended June 30, 2026 - marketscreener.com
marketscreener.com
ABCAPITAL: Profit after tax surged 40% year-over-year to ₹1,175 crore, with strong growth across all segments - TradingView
TradingView
Recent context
- ·Q1 FY27 results (reported July 31, 2026): profit after tax of Rs 1,175 crore, up 40% year-on-year, with company statements pointing to growth in lending, insurance, and digital businesses alongside a capital infusion (TradingView, marketscreener.com, whalesbook.com).
- ·Following the results, the 3-month price change stands at +9.2% and the stock sits within 4.22% of its 52-week high, with the nearest tracked resistance level at Rs 399.35.
- ·All 8 tracked news items this cycle relate to the same results release; sentiment classification was 6 positive, 2 neutral, and 0 negative.
Strengths
- +Up 55.29% over the trailing year and 9.2% over three months, holding above both the 50-DMA (Rs 380.97) and 200-DMA (Rs 349.43) with only a 4.22% drawdown from its 52-week high.
- +Q1 FY27 profit after tax rose 40% year-on-year to Rs 1,175 crore (reported July 31, 2026), with company commentary citing growth across lending, insurance, and digital segments.
- +5-year earnings growth of 29.5% outpaces 5-year revenue growth of 7.7%, consistent with margin expansion -- current profit margin is 11.65%.
- +Forward PE of 16.52x sits well below the trailing PE of 28.41x, and the mean analyst rating is 1.14 across 14 analysts (1-5 scale, lower = more constructive).
Weaknesses
- −Zero of the recorded years show positive free cash flow, and ROE exceeded 15% in only 1 of the recorded years; the persistence consistency score is 12 out of 100.
- −ROE of 11.18% ranks 4th of 6 tracked peers (2nd-lowest among those with reported ROE), and the composite quality score of 35/100 also ranks 4th of 6.
- −Debt-to-equity is approximately 4.96x with a rising debt trend flagged in the persistence data; this leverage level is structurally typical for an NBFC funding a loan book, but the upward trajectory alongside a below-peer-median ROE is worth tracking against financial-sector leverage norms.
- −News flow is thin and concentrated in a single catalyst -- 8 tracked items, nearly all tied to the July 31, 2026 Q1 FY27 results release, rather than diversified coverage.
Open questions
- ?What structural factors explain a consistency score of 12/100 and zero FCF-positive years despite a 5-year earnings CAGR of 29.5% -- is growth being funded more by rising leverage than by internal capital generation?
- ?How does the rising debt trend in the persistence data compare with loan-book growth and asset-quality trends disclosed in the Q1 FY27 results?
- ?Why does ROE of 11.18% trail most large-cap financial peers (Bajaj Finserv 14.6%, HDFC Bank 13.84%, Axis Bank 13.35%) even after a quarter of 40% year-on-year profit growth?
- ?Does the gap between the trailing PE (28.41x) and forward PE (16.52x) reflect a one-off item in trailing earnings, or a step-change in expected profitability?
Peer comparison: Banking
Ranks 4 of 6 on quality| Symbol | Name | P/E | ROE | Quality |
|---|---|---|---|---|
| ABCAPITAL | Aditya Birla Capital Ltd.You're viewing | 28.4 | +11.2% | 35 |
| Industry avg | across 5 peers | 31.7 | +13.1% | 48 |
| AXISBANK | Axis Bank Ltd. | 13.8 | +13.3% | 70 |
| HDFCBANK | HDFC Bank Ltd. | 16.3 | +13.8% | 66 |
| BAJFINANCE | Bajaj Finance Ltd. | 35.1 | — | 47 |
| HDFCLIFE | HDFC Life Insurance Company Ltd. | 59.9 | +10.8% | 33 |
| BAJAJFINSV | Bajaj Finserv Ltd. | 33.3 | +14.6% | 23 |
Technical state
Current price
₹394.05
SMA 50
₹380.97
SMA 200
₹349.43
RSI (14)
50.5 (neutral)
From 52w high
-4.2%
1Y return
+55.3%
3M return
+9.2%
50-DMA
Above
200-DMA
Above
Algorithmic support levels
Algorithmic resistance levels
Risk flags
- highZero of the recorded years show positive free cash flow and ROE exceeded 15% in only 1 of the recorded years; the persistence consistency score is 12 out of 100, indicating the 5-year earnings growth of 29.5% has not been matched by durable capital generation.
- mediumROE of 11.18% ranks 4th of 6 tracked financial-sector peers (2nd-lowest among the five with reported ROE, ahead only of HDFC Life at 10.8%, trailing Bajaj Finserv 14.6%, HDFC Bank 13.84%, and Axis Bank 13.35%); the composite quality score of 35/100 also ranks 4th of 6.
- mediumDebt-to-equity is approximately 4.96x (Yahoo's raw figure of 495.94% expressed as a percentage, converted to a multiple) with a debt trend flagged as rising in the persistence data. Leverage of this scale is structurally typical for an NBFC funding its loan book against financial-sector norms, but the rising trajectory alongside a below-peer-median ROE of 11.18% is a trend worth tracking.
- lowTracked news flow this cycle (8 items: 6 positive, 2 neutral, 0 negative) is concentrated almost entirely around a single catalyst -- the Q1 FY27 results released July 31, 2026 -- rather than spread across diversified coverage.
Cross-section contradictions
- The stock is up 55.29% over 12 months and trades above both the 50-DMA (Rs 380.97) and 200-DMA (Rs 349.43) with only a 4.22% drawdown from its 52-week high, while persistence data shows 0 FCF-positive years and a consistency score of 12/100 -- price strength and the reported capital-generation persistence metrics point in different directions.
- Mean analyst rating is 1.14 across 14 analysts (1-5 scale, lower = more constructive), sitting alongside a consistency score of 12/100 and an ROE of 11.18% that ranks near the bottom of the tracked peer set -- the two data sets do not obviously align.
For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Market data sourced from public feeds; consult a registered adviser before any investment decision.
Fundamentals & technicals: refreshed 11 Aug 2026 · refreshed daily at 01:00 IST
AI synthesis (narrative, snapshot, strengths/weaknesses, peer ranking): generated 1 Aug 2026 · rotates through NIFTY 500 every ~5 days