HDFCAMC vs NAM-INDIA
Side-by-side comparison of HDFC Asset Management Company Ltd. and Nippon Life India Asset Management Ltd.. Descriptive only — not investment advice.
HDFC Asset Management Company Ltd.
Banking
Quality Score: 66/100
Nippon Life India Asset Management Ltd.
Banking
No published analysis yet — values pending nightly pipeline refresh.
At a glance
| Metric | HDFCAMC | NAM-INDIA |
|---|---|---|
| Quality Score | 66/100 | — |
| P/E (trailing) | 42.8 | — |
| Forward P/E | 32.4 | — |
| ROE | +32.9% | — |
| Profit margin | +61.8% | — |
| Debt-to-equity | — | — |
| Dividend yield | +1.58% | — |
| 1Y price return | +34.0% | — |
| From 52w high | -3.8% | — |
| Analyst rating1 = Strong Buy, 5 = Strong Sell | 1.46 | — |
Highlighted value = better on the metric (lower for P/E, D/E, drawdown, analyst rating; higher elsewhere). Descriptive only.
Snapshots
HDFC Asset Management Company (HDFCAMC) is India’s second-largest mutual fund manager by AUM, trading at Rs 2,854 as of May 2026, up 34% over the prior 12 months and currently above both its 50-DMA (Rs 2,579) and 200-DMA (Rs 2,695). The trailing PE of 42.8 compresses to a forward PE of 32.4, while ROE of 32.9% and a 61.8% profit margin reflect the capital-light nature of the fee-based AMC model. Five-year earnings growth is -2.8% despite positive revenue growth, with Q4 FY26 net profit down 2.47% YoY.
No published narrative yet.
Pros
- ✓ROE of 32.9% ranks 1st among the 6 Banking-sector peers listed (next highest: Bajaj Finance at 17.9%), sustained across 4 of the last available years above the 15% threshold.
- ✓Profit margin of 61.8% reflects the fee-income structure of an asset-management business, where incremental AUM growth does not require proportional capital deployment.
- ✓FCF positive in 4 of the last available years, with a persistence consistency score of 88 out of 100 — indicating low earnings volatility relative to peers.
- ✓Price up 34% over 12 months, trading 10.6% above the 200-DMA (Rs 2,695) and only 3.8% below the 52-week high, with RSI at 64.9 (neutral zone, below overbought threshold of 70).
No items flagged.
Cons
- ✗5-year earnings CAGR of -2.8% against 3.7% revenue CAGR indicates that profit margins have compressed over the medium term, with Q4 FY26 consolidated net profit declining 2.47% YoY to Rs 623 crore.
- ✗Quality composite score of 37 ranks 4th of 6 sector peers, trailing banks (Axis Bank 50, HDFC Bank 47) and Bajaj Finance (51) on the composite metric — suggesting non-ROE quality dimensions are weaker.
- ✗Trailing PE of 42.8 is the highest among non-insurance Banking-sector peers (Bajaj Finance 31.3, Bajaj Finserv 30.3, HDFC Bank 17.4, Axis Bank 15.0), representing a significant valuation premium that leaves limited room for multiple expansion if earnings growth does not accelerate.
- ✗Debt-to-equity data is unavailable, preventing balance-sheet leverage assessment; the null value limits full due-diligence on capital structure.
No items flagged.
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For informational purposes only. Not investment advice. VivaTrades is not a SEBI-registered Investment Adviser or Research Analyst. Comparison reflects current public data; consult a registered adviser before any investment decision.